Clinton County property record for 198 Schell Rd, Wilmington, OH 45177 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 1996 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,193 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011312-1 |
| Primary APN | 011312-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Gross Area | 3,160 sqft |
| 1st Floor Area | 1,580 sqft |
| Basement Area | 1,580 sqft |
| Unfinished Basement | 1,580 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 218,236 sqft (5.01 acres) |
| Terrain | High |
| Garage Type | Attached - Finished |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Deck Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Lean-To | 384 sqft |
| Pole Barn | 896 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 011312-1 |
|---|---|
| Street Address | 198 SCHELL RD |
| City | WILMINGTON |
| State | OH |
| Zip | 45177-9090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MS 15240-2280 |
| Legal Subdivision | MS 15240 & 2280 |
| Legal Tract | 3 |
| Legal Block | 213 |
| Jurisdiction | CLINTON OH |
| Township / Civil Division | CHESTER |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 964400 |
Source: Clinton County records · APN 011312-1
Assessment roll updated March 10, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Jan 24, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Nov 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2023 |
| Deed Sale | Jan 24, 2023 |
| Prior Sale | Jan 01, 1990 · Amount on Record |
| Deed Document Number | 2023285 |
| Prior Transfer Date | Jan 13, 2023 |
| Prior Transfer Doc | 0000000285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 198 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300004248 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 2023-00004248 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLINTON OH |
| Recording Date | Jan 24, 2023 |
| Property Address | 198 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Document Number | 202300000285 |
| Map Reference | VOL 158 PG 101 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 2023-00000285 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Date | Jan 24, 2023 |
|---|
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 198 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 198 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Document Number | 202100007065 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021-00007065 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 280 Months |
| Due | Mar 01, 2045 |
Source: Clinton County records · Assessment roll updated March 10, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clinton County |
| County Subdivision | Chester Township |
| Unified School District | Clinton-Massie Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,193.00 (-9.5%) Homeowner's exemption | $101,300 (-) Land $26,220 Building $75,080 | $289,400 (-) Land $74,900 Building $214,500 |
| 2024 | $3,528.00 (+2.98%) Homeowner's exemption | $101,300 (-) Land $26,220 Building $75,080 | $289,400 (-) Land $74,900 Building $214,500 |
| 2023 | $3,426.00 (+12.59%) Homeowner's exemption | $101,300 (+25.73%) Land $26,220 Building $75,080 | $289,400 (+25.71%) Land $74,900 Building $214,500 |
| 2022 | $3,043.00 Homeowner's exemption | $80,570 Land $14,770 Building $65,800 | |
| 2020 | $230,210 Land $42,200 Building $188,010 |
Source: FEMA National Flood Hazard Layer, Clinton County (39027C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390279644002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | May 2022, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 2,000 / 2,000 |
| Spectrum | Fiber | 1,000 / 1,000 |
May also be available at this address: Verizon, Little Miami Gig. Availability varies by address; speeds are provider-advertised maximums, not measured.
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