228 Schell Rd, Wilmington, OH 45177 Property Records

Clinton County property record for 228 Schell Rd, Wilmington, OH 45177

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,810 sqft · built 1996
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$268,333 (Jun 2007)
Tax Bill	$3,611 (2025)
Deeds & Mortgages	Oct 2005 Mortgage Dec 2010 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012198-9`

Property Details

APN / Parcel Number

Primary APN	`012198-9`
Alternative APNs	`030-02-06-06-0000-00` `0300180530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	3,620 sqft
1st Floor Area	1,810 sqft
Basement Area	1,810 sqft
Finished Basement	1,810 sqft
Unfinished Basement	1,810 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	218,236 sqft (5.01 acres)
Terrain	High
Garage Type	Attached - Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	24 sqft
Patio Area	344 sqft
Pole Barn	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	012198-9
Street Address	228 SCHELL RD
City	WILMINGTON
State	OH
Zip	45177-9091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Description	MS 2280 TR4
Legal Tract	4
Legal Block	213
Jurisdiction	CLINTON OH
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2073
Census Tract	964400

Owner

Source: Clinton County assessment roll, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	228 SCHELL RD, WILMINGTON, OH 45177-9091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2005	Deed of Trust, Mortgage THE WILMINGTON SAVINGS BANK
Dec 9, 2010	Deed of Trust, Mortgage MERS
Dec 15, 2016	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2007 · Amount on Record
Deed Sale	Jun 29, 2007 · Amount on Record
Prior Sale	Feb 24, 2004 · Amount on Record
Record Updated	Sep 20, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	228 SCHELL RD, WILMINGTON, OH 45177-9091
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000629/837
Date	Oct 20, 2005
Book Page	629/837
Instrument	2005-00082105

Lender

Name	THE WILMINGTON SAVINGS BANK
Type	Bank
Address	184 N SOUTH ST, WILMINGTON, OH 45177

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 14, 2015

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	228 SCHELL RD, WILMINGTON, OH 45177-9091
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000797/651
Date	Dec 9, 2010
Book Page	797/651
Instrument	2010-00005510

Lender

Name	MERS
Address	25 1/2 SOUTH PARK PLACE, NEWARK, OH 43055

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2041

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	228 SCHELL RD, WILMINGTON, OH 45177-9091
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00961/1160
Date	Dec 15, 2016
Book Page	961/1160
Instrument	2016-00005468

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Chester Township
Unified School District	Clinton-Massie Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,611.00 (-9.52%) Homeowner's exemption	$114,700 (-) Land $26,220 Building $88,480	$327,700 (-) Land $74,900 Building $252,800
2024	$3,991.00 (+2.99%) Homeowner's exemption	$114,700 (-) Land $26,220 Building $88,480	$327,700 (-) Land $74,900 Building $252,800
2023	$3,875.00 (+6.63%) Homeowner's exemption	$114,700 (+19.09%) Land $26,220 Building $88,480	$327,700 (+19.1%) Land $74,900 Building $252,800
2022	$3,634.00 Homeowner's exemption	$96,310 Land $14,780 Building $81,530
2020			$275,150 Land $42,220 Building $232,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

May also be available: Little Miami Gig, Verizon.

Nearby Properties on Schell Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures