Citrus County property record for 3885 E Lake Todd Dr, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,407 sqft Living Area |
| Lot Size | 6,835 sqft (0.156 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $269,900 (2022) |
| Tax Bill | $2,374.00 (2025) |
| Primary APN | 19E-18S-14-0140-000M0-013.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,407 sqft Living Area |
| 1st Floor | 1,407 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 6,835 sqft (0.156 acres) |
| Depth X Width | 95 ft x 72 ft Depth x Width |
| Parking Spaces | 7 Parking Spaces |
| Garage Area | 483 sqft Garage |
| Patio Area | 90 sqft Patio |
| Porch | Finished/Screened Porch |
| Porch Area | 288 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2971002 |
|---|---|
| Old Parcel Number | 1418S19E0140000M00130 |
| Street Address | 3885 E LAKE TODD DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5587 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 13 BLK M |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | ARBOR LAKES - UNIT 1 |
| Legal Block | M |
| Legal Lot Number | 13 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 450105 |
Source: Citrus County records · APN 19E-18S-14-0140-000M0-013.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3885 E LAKE TODD DR, HERNANDO, FL 34442-5587 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 25, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage J DAVID LAPISH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on Record |
| Deed Sale | Apr 25, 2022 · Amount on Record |
| Prior Sale | Oct 05, 2016 · Amount on Record |
| Deed Doc Number | 2022029081 |
| Deed Book / Page | 3276 / 2341 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3885 E LAKE TODD DR, HERNANDO, FL 34442-5587 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3885 E LAKE TODD DR, HERNANDO, FL 34442-5587 |
| Document Number | 0032992124 |
|---|---|
| Date | Jul 06, 2022 |
| Book Page | 3299/2124 |
| Instrument | 2022047478 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 25, 2022 |
| Property Address | 3885 E LAKE TODD DR, HERNANDO, FL 34442-5587 |
| Document Number | 0032762341 |
| Book / Page | 3276 / 2341 |
| Map Reference | MB 15 PG 75 |
| Instrument Date | Apr 07, 2022 |
| Instrument | 2022029081 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | TITLE USA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,889.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3885 E LAKE TODD DR, HERNANDO, FL 34442-5587 |
| Name | Verified Name |
|---|---|
| Address | 3885 E LAKE TODD DR, HERNANDO, FL 34442-5587 |
| Document Number | 0032821611 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 3282/1611 |
| Instrument | 2022033699 |
| Name | J DAVID LAPISH |
|---|---|
| Type | Private Party |
| Address | 431 ROCKLAND ROAD, LIBERTYVILLE, IL 60048 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,374.00 (-2.02%) Homeowner's exemption Additional exemption filed | $188,564 (-3.05%) Land $10,350 Building $178,214 | $188,564 (-3.05%) Land $10,350 Building $178,214 |
| 2024 | $2,423.00 (-4%) Homeowner's exemption Additional exemption filed | $194,504 (-2.58%) Land $9,640 Building $184,864 | $194,504 (-2.58%) Land $9,640 Building $184,864 |
| 2023 | $2,524.00 (+334.42%) Homeowner's exemption Additional exemption filed | $199,664 (+13.54%) Land $9,640 Building $190,024 | $199,664 (+13.54%) Land $9,640 Building $190,024 |
| 2022 | $581.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $175,850 Land $9,640 Building $166,210 | $175,850 Land $9,640 Building $166,210 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 926 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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