Lorain County property record for 3845 Heron Dr, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,814 sqft · built 2020 |
| Owner | Individual Name on Record |
| Tax Bill | $936 (2025) |
| Deeds & Mortgages | Jul 2020 Sale Apr 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03-001-110-029 |
| Primary APN | 02-03-001-110-029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,814 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|
| Street Address | 3845 HERON DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDENS AT MORNINGSIDE SUB #4 52.06 X 110.93 |
| Legal Subdivision | GARDENS AT MORNINGSIDE SUB |
| Legal Tract | 2 |
| Legal Lot Number | 155 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 97202 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3845 HERON DR, LORAIN, OH 44053-1597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2020 | Grant Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Apr 8, 2020 | Grant Deed, Transfer · Line of Credit WILMINGTON TR NA |
| Apr 18, 2019 | Grant Deed, Mortgage · Line of Credit WILMINGTON TR |
| Aug 10, 2018 | Grant Deed, Mortgage · Line of Credit WILMINGTON TR |
| Jul 31, 2018 | Deed of Trust, Mortgage · Line of Credit WILMINGTON TR |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 8, 2020 |
| Transfer Doc | 0000768304 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 8, 2020 |
| Property Address | 3845 HERON DR, LORAIN, OH 44053-1597 |
| Document Number | 0000768304 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 768304 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $220.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3845 HERON DR LORAIN OH 440531597, LORAIN, OH 44053-1597 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 8, 2020 |
| Property Address | 3845 HERON DR, LORAIN, OH 44053-1597 |
| Document Number | 0000755814 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 755814 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623 |
| Document Number | 0000755814 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 755814 |
| Name | WILMINGTON TR NA |
|---|---|
| Address | 246 GOOSE LN # 105, GUILFORD, CT 06437-2186 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 18, 2019 |
| Property Address | 3845 HERON DR, LORAIN, OH 44053-1597 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 711541 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2019 |
| Title Company | MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623 |
| Document Number | 0000711541 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 711541 |
| Name | WILMINGTON TR |
|---|---|
| Address | 50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 10, 2018 |
| Property Address | 3845 HERON DR, LORAIN, OH 44053-1597 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 683321 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Title Company | MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623 |
| Investor | Possibly a Property Investor |
| Document Number | 0000683321 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 683321 |
| Name | WILMINGTON TR |
|---|---|
| Address | 1100 N MARKET ST, WILMINGTON, DE 19890-1100 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 9, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3845 HERON DR, LORAIN, OH 44053-1597 |
| Document Number | 0000683320 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Title Company | MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623 |
| Investor | Possibly a Property Investor |
| Document Number | 0000683320 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 683320 |
| Name | WILMINGTON TR |
|---|---|
| Address | MINNEAPOLIS, MN 55402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $936.00 | $97,780 (+299.1%) Land $24,500 Building $73,280 | $279,360 (+299.09%) Land $70,000 Building $209,360 |
| 2024 | $936.00 (-13.33%) | $24,500 (+16.86%) Land $24,500 | $70,000 (+16.86%) Land $70,000 |
| 2023 | $1,080.00 (+0.93%) | $20,965 (-0.02%) Land $20,965 | $59,900 (-) Land $59,900 |
| 2022 | $1,070.00 | $20,970 Land $20,970 | |
| 2021 | $59,900 Land $59,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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