3845 Heron Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3845 Heron Dr, Lorain, OH 44053

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,814 sqft · built 2020
OwnerIndividual Name on Record
Tax Bill$936 (2025)
Deeds & MortgagesJul 2020 Sale
Apr 2020 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN02-03-001-110-029

Property Details

APN / Parcel Number

Primary APN02-03-001-110-029

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,814 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3845 HERON DR
CityLORAIN
StateOH
Zip44053-1597
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARDENS AT MORNINGSIDE SUB #4 52.06 X 110.93
Legal SubdivisionGARDENS AT MORNINGSIDE SUB
Legal Tract2
Legal Lot Number155
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1019
Census Tract97202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3845 HERON DR, LORAIN, OH 44053-1597
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2020Grant Deed, Subdivision Related Transfer
ATTORNEY ONLY
Apr 8, 2020Grant Deed, Transfer · Line of Credit
WILMINGTON TR NA
Apr 18, 2019Grant Deed, Mortgage · Line of Credit
WILMINGTON TR
Aug 10, 2018Grant Deed, Mortgage · Line of Credit
WILMINGTON TR
Jul 31, 2018Deed of Trust, Mortgage · Line of Credit
WILMINGTON TR

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 8, 2020
Transfer Doc0000768304
Record UpdatedJun 8, 2026

July 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateJul 8, 2020
Property Address3845 HERON DR, LORAIN, OH 44053-1597
Document Number0000768304
Instrument DateJun 22, 2020
Instrument768304
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$220.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3845 HERON DR LORAIN OH 440531597, LORAIN, OH 44053-1597

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateApr 8, 2020
Property Address3845 HERON DR, LORAIN, OH 44053-1597
Document Number0000755814
Instrument DateMar 11, 2020
Instrument755814
Transaction TypeTransfer
Record UpdatedMay 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number0000755814
DateApr 8, 2020
Instrument755814
Lender
NameWILMINGTON TR NA
Address246 GOOSE LN # 105, GUILFORD, CT 06437-2186
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

April 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateApr 18, 2019
Property Address3845 HERON DR, LORAIN, OH 44053-1597
Instrument DateApr 4, 2019
Instrument711541
Transaction TypeMortgage
Record UpdatedMay 2, 2019
Title CompanyMILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number0000711541
DateApr 18, 2019
Instrument711541
Lender
NameWILMINGTON TR
Address50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateAug 10, 2018
Property Address3845 HERON DR, LORAIN, OH 44053-1597
Instrument DateJul 31, 2018
Instrument683321
Transaction TypeMortgage
Record UpdatedMar 18, 2019
Title CompanyMILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
InvestorPossibly a Property Investor

Mortgage

Document Number0000683321
DateAug 10, 2018
Instrument683321
Lender
NameWILMINGTON TR
Address1100 N MARKET ST, WILMINGTON, DE 19890-1100
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 9, 2023
Interest
Rate TypeAdjustable Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address3845 HERON DR, LORAIN, OH 44053-1597
Document Number0000683320
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedMar 18, 2019
Title CompanyMILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
InvestorPossibly a Property Investor

Mortgage

Document Number0000683320
DateAug 10, 2018
Instrument683320
Lender
NameWILMINGTON TR
AddressMINNEAPOLIS, MN 55402
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$936.00$97,780 (+299.1%) Land $24,500 Building $73,280$279,360 (+299.09%) Land $70,000 Building $209,360
2024$936.00 (-13.33%)$24,500 (+16.86%) Land $24,500$70,000 (+16.86%) Land $70,000
2023$1,080.00 (+0.93%)$20,965 (-0.02%) Land $20,965$59,900 (-) Land $59,900
2022$1,070.00$20,970 Land $20,970
2021$59,900 Land $59,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35

May also be available: Verizon.

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