3855 SE Cove Rd, Stuart, FL 34997 Property Records

Martin County property record for 3855 SE Cove Rd, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1960
Lot Size	0.525 acres (22,869 sqft)
Owner	Company on Record
Last Sale	$275,000 (Dec 2021)
Tax Bill	$4,317 (2024)
Deeds & Mortgages	Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`51-38-41-003-173-0014.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`51-38-41-003-173-0014.0-0-0000`
Alternative APNs	`51-38-41-003-173-00140-0` `41411`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,352 sqft
1st Floor Area	1,040 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	22,869 sqft (0.525 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC

Location & Zoning

Street Address	3855 SE COVE RD
City	STUART
State	FL
Zip	34997-3145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	COSTNERS LOTS 14 15 16 &E1/2 OF CLOSED ALLEY ADJ BLK 173
Legal Range	41E
Legal Township	38S
Legal Section	51
Legal Subdivision	COSTNERS
Legal Block	173
Legal Lot Number	14
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2038
Census Tract	1200

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	4287 SW HIGH MEADOWS AVE, PALM CITY, FL 34990-3726
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Jun 1, 1976 · Amount on Record
Deed Document Number	20212929382
Deed Book / Page	3276 / 698
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 2, 2021
Property Address	3855 SE COVE RD, STUART, FL 34997-3145
Document Number	0032760698
Book / Page	3276 / 698
Map Reference	MB 3 PG 54
Instrument Date	Nov 30, 2021
Instrument	2929382
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1355, PORT SALERNO, FL 34992-1355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4287 SW HIGH MEADOWS AVE, PALM CITY, FL 34990-3726

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$259,501 (+16.95%)	$261,080 (+10.67%) Land $192,930 Building $68,150
2024	$4,317.00 (+2.69%)
2023	$4,204.00 (+11.78%)	$221,892 (+1%)	$235,910 (+16.95%) Land $167,760 Building $68,150
2022	$3,761.00	$201,720 Land $140,860 Building $60,860	$201,720 Land $140,860 Building $60,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1994–2004)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20