Martin County property record for 2765 SE Cove Rd, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,211 sqft · built 1978 |
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,942 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 44274 |
| Primary APN | 44274 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,211 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 92,783 sqft (2.13 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Porch |
| Porch Area | 655 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 44274 |
|---|---|
| Street Address | 2765 SE COVE RD |
| City | STUART |
| State | FL |
| Zip | 34997-7703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST LUCIE INLET FARMS SE 1/4 OF TRACT 8 (LESS S 35' FOR COVE RD R/W) BLK 67 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | ST LUCIE INLET FARMS |
| Legal Tract | 8 |
| Legal Block | 67 |
| Legal Lot Number | 8 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1107 |
Source: Martin County assessment roll, APN 44274, as of July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1157, PORT SALERNO, FL 34992-1157 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 08, 1980 |
| Deed Sale | Dec 08, 1980 |
| Deed Document Number | 0000510406 |
| Record Updated | Jun 08, 2026 |
Source: Martin County assessment roll as of July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $393,365 (+21%) | $640,850 (+11.6%) Land $426,000 Building $214,850 | |
| 2024 | $7,942.00 (+8.47%) | ||
| 2023 | $7,322.00 (+16.95%) | $325,096 (+1%) | $574,250 (+26.96%) Land $383,400 Building $190,850 |
| 2022 | $6,261.00 | $295,542 | $452,320 Land $266,250 Building $186,070 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), as of April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 418 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: TPC ACC Acquisition.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system FL4431891, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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