Martin County property record for 3639 SE Cove Rd, Stuart, FL 34997
| Property Type | Fast Food Restaurant |
|---|---|
| Details | 2 ba · 314 sqft · built 1986 |
| Lot Size | 0.587 acres (25,565 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,271 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-38-41-015-004-0001.0-1-0000 |
| Primary APN | 55-38-41-015-004-0001.0-1-0000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 314 sqft Gross Area |
| 1st Floor Area | 314 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Built-Up Asphalt |
| Lot Area | 25,565 sqft (0.587 acres) |
| View / Lot | Commercial |
| Deck Area | 475 sqft |
| Patio Area | 475 sqft |
| Account Number | 44884 |
|---|---|
| Street Address | 3639 SE COVE RD |
| City | STUART |
| State | FL |
| Zip | 34997-3101 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Fast Food Restaurant |
| Local Zoning Code | R3 |
| Legal Description | WASHINGTON PARK ADDN TO PORT SALERNO ALL BLKS 4 & 5 (LESS S 25.29 OF BLK 4 FOR R/W) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | WASHINGTON PARK (SALERNO) |
| Legal Block | 4,5 |
| Legal Lot Number | 1 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 1200 |
3639 SE Cove Rd, a commercial property, is owned by an individual.
Source: Martin County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1268, PORT SALERNO, FL 34992-1268 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3639 SE Cove Rd was $2,271, down 1.7% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,271.00 (-1.69%) | $107,411 | $219,130 Land $187,910 Building $31,220 |
| 2024 | $2,310.00 (+9.9%) | ||
| 2023 | $2,102.00 (+56.63%) | $193,430 (+139.69%) Land $157,230 Building $36,200 | $193,430 (+139.69%) Land $157,230 Building $36,200 |
| 2022 | $1,342.00 | $80,700 Land $46,020 Building $34,680 | $80,700 Land $46,020 Building $34,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3639 SE Cove Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1994–2004) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3639 SE Cove Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Blue Stream, Hotwire Communications, T-Mobile.
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