Martin County property record for 3845 SE Cove Rd, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,146 sqft · built 2024 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $123,000 (Nov 2010) |
| Tax Bill | $4,628 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-38-41-003-173-0006.0-6-0000 |
| Primary APN | 51-38-41-003-173-0006.0-6-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,146 sqft Living Area |
| Gross Area | 1,386 sqft |
| 1st Floor Area | 1,146 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,970 sqft (0.16 acres) |
| View / Lot | Commercial |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 41406 |
|---|---|
| Street Address | 0 SE COVE RD |
| City | STUART |
| State | FL |
| Zip | 34997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3A |
| Legal Description | LOT 6 BLK 173 COSTNERS S/D PB 3/54 BEING A RE-SUBDIVISION OF BLKS 9 156 AND 173 PLAT OF SALERNO PB 1/75 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 51 |
| Legal Subdivision | COSTNERS |
| Legal Block | 173,9 |
| Legal Lot Number | 6 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 1200 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3842 SW 42ND AVE, PALM CITY, FL 34990-5615 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2010 · Amount on Record |
| Deed Sale | Nov 15, 2010 · Amount on Record |
| Prior Sale | Aug 20, 2007 · Amount on Record |
| Deed Document Number | 20102243244 |
| Deed Book / Page | 2486 / 1109 |
| Prior Transfer Date | Dec 15, 2003 |
| Prior Transfer Doc | 0001722290 |
| Record Updated | Oct 29, 2026 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,628.00 (+92.43%) | $264,160 (+80.27%) Land $90,000 Building $174,160 | $264,160 (+80.27%) Land $90,000 Building $174,160 |
| 2024 | $2,405.00 (-1.56%) | ||
| 2023 | $2,443.00 (-20.42%) | $146,537 (-20.59%) Land $92,677 Building $53,860 | $146,537 (-20.59%) Land $92,677 Building $53,860 |
| 2022 | $3,070.00 | $184,530 Land $134,320 Building $50,210 | $184,530 Land $134,320 Building $50,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1994–2004) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Blue Stream, Hotwire Communications, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures