San Diego County property record for 3828 Lake Shore St, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,414 sqft · built 2008 |
| Lot Size | 0.129 acres (5,624 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Dec 2015) |
| Tax Bill | $6,501 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-291-64-00 |
| Primary APN | 125-291-64-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,414 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 5,624 sqft (0.129 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3828 LAKE SHORE ST |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-7877 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 176 TR 012848 |
| Legal Subdivision | SAN DIEGO 4249-3 |
| Legal Tract | 012848 |
| Legal Block | 1 |
| Legal Lot Number | 176 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 19109 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3828 LAKE SHORE ST, FALLBROOK, CA 92028-7877 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU |
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONS HOME FINANCE CORP |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONS HM FIN |
| Dec 27, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2015 · Amount on Record |
| Deed Sale | Dec 4, 2015 · Amount on Record |
| Prior Sale | Jul 9, 2008 · Amount on Record |
| Deed Document Number | 2015624012 |
| Last Transfer Date | Dec 23, 2017 |
| Transfer Doc | 0000608711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3828 LAKE SHORE ST, FALLBROOK, CA 92028-7877 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000320871 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 2018-0320871 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3828 LAKE SHORE ST, FALLBROOK, CA 92028-7877 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 3828 LAKE SHORE ST, FALLBROOK, CA 92028-7877 |
| Document Number | 0000011358 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 2021-0011358 |
| Name | FIRST NATIONS HOME FINANCE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3828 LAKE SHORE ST, FALLBROOK, CA 92028-7877 |
| Document Number | 0000418652 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3828 LAKE SHORE ST FALLBROOK CA 920287877, FALLBROOK, CA 92028-7877 |
| Document Number | 0000418652 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 418652 |
| Name | FIRST NATIONS HM FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 27, 2017 |
| Property Address | 3828 LAKE SHORE ST, FALLBROOK, CA 92028-7877 |
| Document Number | 0000608711 |
| Instrument Date | Dec 23, 2017 |
| Instrument | 608711 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3828 LAKE SHORE ST FALLBROOK CA 920287877, FALLBROOK, CA 92028-7877 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $597,687 (+2%) Land $77,767 Building $519,920 | |
| 2025 | $6,501.00 (+4.97%) Homeowner's exemption | $585,969 (+4.04%) Land $76,243 Building $509,726 |
| 2023 | $6,193.00 (+1.66%) Homeowner's exemption | $563,218 Land $73,284 Building $489,934 |
| 2022 | $6,092.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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