3839 Heron Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3839 Heron Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$325,000 (Dec 2021)
Tax Bill	$141 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-001-110-028`

Property Details

APN / Parcel Number

Primary APN	`02-03-001-110-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,684 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3839 HERON DR
City	LORAIN
State	OH
Zip	44053-1597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDENS AT MORNINGSIDE SUB #4 50 X 113
Legal Subdivision	GARDENS AT MORNINGSIDE SUB
Legal Tract	3
Legal Lot Number	154
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1019
Census Tract	97202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3839 HERON DR, LORAIN, OH 44053-1597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Dec 21, 2021	Affidavit of Death of Joint Tenant, Transfer
Jul 17, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Jun 28, 2019	Loan Modification, Mortgage HUNTINGTON NAT'L BK
Dec 27, 2018	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 10, 2018	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit WILMINGTON TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Dec 21, 2021
Deed Document Number	2021095101
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 21, 2021
Property Address	3839 HERON DR, LORAIN, OH 44053-1597
Document Number	0000855273
Map Reference	VOL 105 PG 28&29
Instrument Date	Dec 17, 2021
Instrument	2021-0855273
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3839 HERON DR, LORAIN, OH 44053-1597

Mortgage

Document Number	0000855458
Date	Dec 22, 2021
Instrument	2021-0855458

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15238

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Dec 21, 2021
Property Address	3839 HERON DR, LORAIN, OH 44053-1597
Document Number	0000855272
Map Reference	VOL 105 PG 28&29
Instrument Date	Dec 17, 2021
Instrument	2021-0855272
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3839 HERON DR, LORAIN, OH 44053-1597
Document Number	0000724476
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3839 HERON DR LORAIN OH 44053, LORAIN, OH 44053

Mortgage

Document Number	0000724476
Date	Aug 1, 2019
Instrument	724476

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Interest

Rate Type	Adjustable Rate

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	3839 HERON DR, LORAIN, OH 44053-1597
Document Number	0000721855
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3839 HERON DR LORAIN OH 44053, LORAIN, OH 44053

Mortgage

Document Number	0000721855
Date	Jul 15, 2019
Instrument	721855

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

December 2018: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 27, 2018
Property Address	3839 HERON DR, LORAIN, OH 44053-1597
Document Number	0000699545
Map Reference	VOL 105 PG 28&29
Instrument Date	Nov 29, 2018
Instrument	2018-0699545
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022
Title Company	MILLENNIUM TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3839 HERON DRIVE, LORAIN, OH 44053-1597

Mortgage

Document Number	0000699546
Date	Dec 27, 2018
Instrument	2018-0699546

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Oct 1, 2049

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 10, 2018
Property Address	3839 HERON DR, LORAIN, OH 44053-1597
Instrument Date	Jul 31, 2018
Instrument	683321
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000683321
Date	Aug 10, 2018
Instrument	683321

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 9, 2023

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3839 HERON DR, LORAIN, OH 44053-1597
Document Number	0000683320
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000683320
Date	Aug 10, 2018
Instrument	683320

Lender

Name	WILMINGTON TR
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$141.00	$99,300 (+305.31%) Land $24,500 Building $74,800	$283,700 (+305.29%) Land $70,000 Building $213,700
2024	$141.00 (-76.77%)	$24,500 (+16.86%) Land $24,500	$70,000 (+16.86%) Land $70,000
2023	$607.00 (-2.57%)	$20,965 (-0.02%) Land $20,965	$59,900 (-) Land $59,900
2022	$623.00	$20,970 Land $20,970
2021			$59,900 Land $59,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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