Lowndes County property record for 415 Ginger Ln, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,984 sqft · built 1996 |
| Owner | Individual Name on File |
| Tax Bill | $184 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 53W000012321 |
| Primary APN | 53W000012321 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,984 sqft Adjusted Area |
| 1st Floor Area | 1,650 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 027354 |
|---|---|
| Street Address | 415 GINGER LN |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-9599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 NW4 415 GINGER LANE 6C |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 10 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 405 |
Source: Lowndes County records · APN 53W000012321
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 GINGER LN, COLUMBUS, MS 39702-9599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Oct 22, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2005 |
| Deed Sale | Dec 30, 2005 |
| Prior Sale | Dec 30, 2005 |
| Deed Document Number | 0000009254 |
| Last Transfer Date | Oct 22, 2021 |
| Transfer Doc | 0020219459 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 415 GINGER LN, COLUMBUS, MS 39702-9599 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202129321 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 2021/29321 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 22, 2021 |
| Property Address | 415 GINGER LN, COLUMBUS, MS 39702-9599 |
| Document Number | 0020219459 |
| Book / Page | 2021 / 9459 |
| Instrument Date | Sep 03, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lowndes County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $184.00 (+0.55%) Homeowner's exemption Disabled Person's exemption | $10,656 (+12.35%) | $106,560 (+12.35%) Land $8,000 Building $98,560 |
| 2024 | $183.00 (+0.55%) | ||
| 2023 | $182.00 Homeowner's exemption Disabled Person's exemption | $9,485 | $94,850 Land $8,000 Building $86,850 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
| Telapex Fixed Wireless | 100 / 20 |
Based on FCC filings for 49 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST LOWNDES W/A #1-LEE STOKES public/private · serves 2,209 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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