3800 Granite St, Terrell, NC 28682 Property Records

Catawba County property record for 3800 Granite St, Terrell, NC 28682 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,058 sqft · built 2002
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2019)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4617-04-54-1802`

Property Details

APN / Parcel Number

Primary APN	`4617-04-54-1802`
Alternative APN	`0801905`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,058 sqft Living Area
1st Floor Area	2,040 sqft
Upper Floors Area	1,038 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	57,935 sqft (1.33 acres)
Lot Dimensions	584 ft deep x 102 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	324 sqft
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3800 GRANITE ST
City	TERRELL
State	NC
Zip	28682-8001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 PLAT 52-198
Legal Subdivision	SOMERSET ON LAKE NORMAN PH 2
Legal Lot Number	16
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2008
Census Tract	11505

Owner

Source: Catawba County records · APN 4617-04-54-1802

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3800 GRANITE ST, TERRELL, NC 28682-8001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 09, 2017	Deed of Trust, Mortgage SUN TRUST BANK
Mar 10, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 14, 2019	Warranty Deed, Transfer · VA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	Nov 17, 2015 · Amount on Record
Deed Document Number	20199893
Deed Book / Page	3510 / 1723
Prior Transfer Date	May 22, 2009
Prior Transfer Doc	0029731614
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3800 GRANITE ST, TERRELL, NC 28682-8001
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 GRANITE ST, TERRELL, NC 28682-8001

Mortgage

Document Number	0037691248
Date	Sep 19, 2022
Book Page	3769/1248
Instrument	20420

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 01, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3800 GRANITE ST, TERRELL, NC 28682-8001
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034211360
Date	Oct 09, 2017
Book Page	03421/1360
Instrument	17414

Lender

Name	SUN TRUST BANK
Type	Bank
Address	37251

Agreement

Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3800 GRANITE ST, TERRELL, NC 28682-8001
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035590273
Date	Mar 10, 2020
Book Page	3559/273
Instrument	4618

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jun 14, 2019
Property Address	3800 GRANITE ST, TERRELL, NC 28682-8001
Document Number	0035101723
Book / Page	03510 / 1723
Map Reference	MB 52 PG 198
Instrument Date	Jun 12, 2019
Instrument	09893
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LKN TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	166 ATLANTIC WAY, 166, MOORESVILLE, NC 28117-6032

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9894
Date	Jun 14, 2019
Instrument	09894

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,600 (-) Land $44,300 Building $367,300
2025	$1,640.00 (-9.14%)	$411,600 (+43.36%) Land $44,300 Building $367,300
2024	$1,805.00 (+2.09%)
2023	$1,768.00	$287,100 Land $44,300 Building $242,800	$411,600 Land $44,300 Building $367,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370350115052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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