3841 Spring Creek Rd, Dundee, FL 33838 Property Records

Polk County property record for 3841 Spring Creek Rd, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 2017
Lot Size	0.295 acres (12,855 sqft)
Owner	Company Name on Record
Last Sale	$216,000 (May 2021)
Tax Bill	$4,788 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-26-835302-000310`

Property Details

APN / Parcel Number

Primary APN	`27-28-26-835302-000310`
Alternative APNs	`262827835302000310` `62827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	2,004 sqft
1st Floor Area	1,604 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	12,855 sqft (0.295 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	184 sqft

Location & Zoning

Street Address	3841 SPRING CREEK RD
City	DUNDEE
State	FL
Zip	33838-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MABEL LOOP RIDGE SUBDIVISION PHASE 1 A REPLAT PB 151 PGS 15 THRU 19 LOT 31
Legal Range	27E
Legal Township	28S
Legal Section	26
Legal Subdivision	MABEL LOOP RIDGE SUBDIVISION PHASE 1 A R
Legal Phase	1
Legal Tract	835302
Legal Block	1
Legal Lot Number	31
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1054
Census Tract	14121

Owner

Source: Polk County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2282 CYPRESS CREEK ST, AUBURNDALE, FL 33823-2268
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 9, 2026	Re-recorded Document NONE LISTED ON DOCUMENT
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 10, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage FBC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Jan 10, 2018 · Amount on Record
Deed Document Number	2021122278
Deed Book / Page	11710 / 1023
Prior Transfer Date	May 5, 2021
Prior Transfer Doc	0000122278
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jul 31, 2026
Property Address	3841 SPRING CREEK RD, DUNDEE, FL 33838-4436
Document Number	0000184207
Book / Page	14098 / 453
Instrument Date	Apr 24, 2026
Instrument	2026184207
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2282 CYPRESS CREEK ST, AUBURNDALE, FL 33823-2268

October 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	POLK FL
Recording Date	Oct 9, 2026
Property Address	3841 SPRING CREEK RD, DUNDEE, FL 33838-4436
Document Number	0000244771
Book / Page	14184 / 2201
Instrument Date	Apr 24, 2026
Instrument	2026244771
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2282 CYPRESS CREEK ST, AUBURNDALE, FL 33823-2268

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 11, 2021
Property Address	3841 SPRING CREEK RD, DUNDEE, FL 33838-4436
Document Number	0000122278
Book / Page	11710 / 1023
Map Reference	MB 151 PG 15
Instrument Date	May 5, 2021
Instrument	2021122278
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,512.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3841 SPRING CREEK RD, 3841, DUNDEE, FL 33838-4436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 BRIARBROOK LN, HAINES CITY, FL 33844-7622

Mortgage

Document Number	0117101025
Date	May 11, 2021
Instrument	11710/1025

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jan 10, 2018
Property Address	3841 SPRING CREEK RD, DUNDEE, FL 33838-4436
Document Number	0103641149
Book / Page	010364 / 001149
Instrument Date	Dec 28, 2017
Instrument	6767
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2018
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,257.98
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3841 SPRING CREEK RD DUNDEE FL 338384436, DUNDEE, FL 33838-4436

Mortgage

Document Number	103641150
Date	Jan 10, 2018
Book Page	010364/001150
Instrument	6768

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,742 (-8.19%) Land $38,000 Building $181,742	$219,742 (-8.19%) Land $38,000 Building $181,742
2025	$4,788.00 (-3.93%)	$239,332 (-0.94%) Land $38,000 Building $201,332	$239,332 (-0.94%) Land $38,000 Building $201,332
2023	$4,984.00 (+9.2%)	$241,601 (+10.91%) Land $37,000 Building $204,601	$241,601 (+10.91%) Land $37,000 Building $204,601
2022	$4,564.00	$217,838 Land $31,000 Building $186,838	$217,838 Land $31,000 Building $186,838

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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