Polk County property record for 3837 Spring Creek Rd, Dundee, FL 33838
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,244 sqft · built 2016 |
| Lot Size | 0.226 acres (9,831 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Aug 2026) |
| Tax Bill | $5,231 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-26-835302-000320 |
| Primary APN | 27-28-26-835302-000320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,244 sqft Living Area |
| Gross Area | 2,624 sqft |
| 1st Floor Area | 996 sqft |
| Upper Floors Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,831 sqft (0.226 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 42 sqft |
| Street Address | 3837 SPRING CREEK RD |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MABEL LOOP RIDGE SUBDIVISION PHASE 1 A REPLAT PB 151 PGS 15 THRU 19 LOT 32 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | MABEL LOOP RIDGE SUBDIVISION PHASE 1 A R |
| Legal Phase | 1 |
| Legal Tract | 835302 |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 14121 |
3837 Spring Creek Rd is owned by two individuals who bought it in August 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1042 OLD CUTLER RD, LAKE WALES, FL 33898-6539 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on File |
| Deed Sale | Aug 10, 2026 · Amount on File |
| Prior Sale | Nov 13, 2024 · Amount on File |
| Deed Document Number | 2026192312 |
| Deed Book / Page | 14109 / 1858 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3837 Spring Creek Rd was $5,231.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,360 (-7.3%) Land $35,000 Building $207,360 | $242,360 (-7.3%) Land $35,000 Building $207,360 | |
| 2025 | $5,231.00 | $261,454 Land $35,000 Building $226,454 | $261,454 Land $35,000 Building $226,454 |
| 2023 | $2,822.00 (+3.07%) Homeowner's exemption | $176,404 (+3%) | $261,512 (+19.47%) Land $34,000 Building $227,512 |
| 2022 | $2,738.00 Homeowner's exemption | $171,266 | $218,889 Land $28,000 Building $190,889 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3837 Spring Creek Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2002–2004) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3837 Spring Creek Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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