3813 Spring Creek Rd, Dundee, FL 33838 Property Records

Polk County property record for 3813 Spring Creek Rd, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 2016
Lot Size	0.217 acres (9,461 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,900 (Jun 2023)
Tax Bill	$3,861 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-28-26-835302-000380`

Property Details

APN / Parcel Number

Primary APN	`27-28-26-835302-000380`
Alternative APNs	`262827835302000380` `62827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,616 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	9,461 sqft (0.217 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room
Porch Area	172 sqft

Location & Zoning

Street Address	3813 SPRING CREEK RD
City	DUNDEE
State	FL
Zip	33838-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MABEL LOOP RIDGE SUBDIVISION PHASE 1 A REPLAT PB 151 PGS 15 THRU 19 LOT 38
Legal Range	27E
Legal Township	28S
Legal Section	26
Legal Subdivision	MABEL LOOP RIDGE SUBDIVISION PHASE 1 A R
Legal Phase	1
Legal Tract	835302
Legal Block	1
Legal Lot Number	38
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1054
Census Tract	14121

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3813 SPRING CREEK RD, DUNDEE, FL 33838-4436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Mar 28, 2017	Grant Deed, Subdivision Related Transfer FIDELITY FNDG MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	2023127610
Deed Book / Page	12711 / 1790
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 1, 2023
Property Address	3813 SPRING CREEK RD, DUNDEE, FL 33838-4436
Document Number	0000127610
Book / Page	12711 / 1790
Map Reference	MB 151 PG 15-19
Instrument Date	May 25, 2023
Instrument	2023127610
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,134.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3813 SPRING CREEK RD, DUNDEE, FL 33838-4436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 SPRING CREEK RD, DUNDEE, FL 33838-4436

Mortgage

Document Number	0127111792
Date	Jun 1, 2023
Instrument	12711/1792

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Mar 28, 2017
Property Address	3813 SPRING CREEK RD, DUNDEE, FL 33838-4436
Document Number	0101021983
Book / Page	010102 / 001983
Instrument Date	Mar 17, 2017
Instrument	58872
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 16, 2017
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3813 SPRING CREEK RD DUNDEE FL 338384436, DUNDEE, FL 33838-4436

Mortgage

Document Number	101021984
Date	Mar 28, 2017
Book Page	010102/001984
Instrument	58873

Lender

Name	FIDELITY FNDG MTG
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,250 (-7.47%) Land $35,000 Building $184,250	$219,250 (-7.47%) Land $35,000 Building $184,250
2025	$3,861.00 (-22.92%) Homeowner's exemption	$236,939 (-1.83%) Land $35,000 Building $201,939	$236,939 (-1.83%) Land $35,000 Building $201,939
2023	$5,009.00 (+118.83%)	$241,357 (+61.81%) Land $34,000 Building $207,357	$241,357 (+12.19%) Land $34,000 Building $207,357
2022	$2,289.00 Homeowner's exemption	$149,160	$215,138 Land $28,000 Building $187,138

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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