Polk County property record for 3833 Spring Creek Rd, Dundee, FL 33838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 2016 |
| Lot Size | 0.224 acres (9,766 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600 (Nov 2021) |
| Tax Bill | $2,763 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-26-835302-000330 |
| Primary APN | 27-28-26-835302-000330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 2,300 sqft |
| 1st Floor Area | 1,600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,766 sqft (0.224 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Florida Room |
| Porch Area | 391 sqft |
| Street Address | 3833 SPRING CREEK RD |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MABEL LOOP RIDGE SUBDIVISION PHASE 1 A REPLAT PB 151 PGS 15 THRU 19 LOT 33 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | MABEL LOOP RIDGE SUBDIVISION PHASE 1 A R |
| Legal Phase | 1 |
| Legal Tract | 835302 |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 14121 |
3833 Spring Creek Rd is owned and occupied by an individual who bought it in November 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3833 SPRING CREEK RD, DUNDEE, FL 33838-4436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 9, 2021 | Deed, Transfer |
| Sep 15, 2021 | Deed, Transfer |
| Sep 28, 2018 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2021 · Amount on File |
| Deed Sale | Nov 9, 2021 · Amount on File |
| Prior Sale | Sep 15, 2021 · Amount on File |
| Deed Document Number | 2021293064 |
| Deed Book / Page | 11975 / 855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3833 SPRING CREEK RD, DUNDEE, FL 33838-4436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3833 SPRING CREEK RD, DUNDEE, FL 33838-4436 |
| Document Number | 0000011187 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 12071/752 |
| Instrument | 2022011187 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 9, 2021 |
| Property Address | 3833 SPRING CREEK RD, DUNDEE, FL 33838-4436 |
| Document Number | 0000293064 |
| Book / Page | 11975 / 855 |
| Instrument Date | Nov 4, 2021 |
| Instrument | 2021293064 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $4.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 E MAIN ST, 620, HAINES CITY, FL 33844-4222 |
| Name | Verified Name |
|---|---|
| Address | 3833 SPRING CREEK RD, DUNDEE, FL 33838-4436 |
| Document Type | Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 15, 2021 |
| Property Address | 3833 SPRING CREEK RD, DUNDEE, FL 33838-4436 |
| Document Number | 0000240197 |
| Book / Page | 11892 / 542 |
| Map Reference | MB 55 PG 19 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2021240197 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $4.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 E MAIN ST, 620, HAINES CITY, FL 33844-4222 |
| Name | Verified Name |
|---|---|
| Address | 3833 SPRING CREEK RD, DUNDEE, FL 33838-4436 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 28, 2018 |
| Property Address | 3833 SPRING CREEK RD, DUNDEE, FL 33838-4436 |
| Document Number | 0106252126 |
| Book / Page | 010625 / 002126 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 205654 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | AFFINITY TITLE SERVICES/FL LLC, AFFINITY TITLE SVCS/FL LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,361.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3833 SPRING CREEK RD DUNDEE FL 338384436, DUNDEE, FL 33838-4436 |
| Document Number | 106252128 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 010625/002128 |
| Instrument | 205655 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2048 |
| Document Number | 106252145, |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 010625/002145 |
| Instrument | 205656 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TALLAHASSEE, FL 32301-1329 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 27, 2048 |
The 2025 property tax bill for 3833 Spring Creek Rd was $2,763 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,982 (+2.7%) | $228,883 (-7.44%) Land $35,000 Building $193,883 | |
| 2025 | $2,763.00 Homeowner's exemption | $182,066 | $247,288 Land $35,000 Building $212,288 |
| 2023 | $2,729.00 (+3.1%) Homeowner's exemption | $171,782 (+3%) | $251,524 (+13.48%) Land $34,000 Building $217,524 |
| 2022 | $2,647.00 Homeowner's exemption | $166,779 | $221,653 Land $28,000 Building $193,653 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3833 Spring Creek Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2002–2004) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3833 Spring Creek Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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