Charlotte County property record for 3840 Saba Ct, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,076 sqft · built 2000 |
| Lot Size | 0.3 acres (13,045 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,675,000 (Nov 2023) |
| Tax Bill | $17,546 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Nov 2023 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412223179007 |
| Primary APN | 412223179007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,076 sqft Living Area |
| Gross Area | 4,285 sqft |
| 1st Floor Area | 3,076 sqft |
| Intercom | Intercom |
| Central Vacuum | Central Vacuum |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 13,045 sqft (0.3 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 698 sqft |
| Driveway | Driveway |
| Driveway Area | 850 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 38 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 502 sqft |
| Loading Dock | 105 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00951600003003 |
|---|---|
| Street Address | 3840 SABA CT |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC12 BLK138 LT10 595/396 814/172 1004/978 1005/1972 1007/1182 1684/1678 AFF1903/368 1903/373 DC3242170-CAC 3274613 3339733 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 23 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 138 |
| Legal Lot Number | 10 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 10405 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3840 SABA CT, PUNTA GORDA, FL 33950-8125 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 4, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Nov 17, 2023 | Warranty Deed, Transfer ESQUIRE LAND TITLE INC |
| Jun 6, 2023 | Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2023 · Amount on Record |
| Deed Sale | Nov 17, 2023 · Amount on Record |
| Prior Sale | Jun 6, 2023 · Amount on Record |
| Deed Document Number | 20233339733 |
| Last Transfer Date | Oct 28, 2025 |
| Transfer Doc | 0003584371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 4, 2025 |
| Property Address | 3840 SABA CT, PUNTA GORDA, FL 33950-8125 |
| Document Number | 0003584371 |
| Map Reference | MB 8 PG 6 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 3584371 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 ANCHORAGE LN, OLD SAYBROOK, CT 06475-1401 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3840 SABA CT, PUNTA GORDA, FL 33950-8125 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 17, 2023 |
| Property Address | 3840 SABA CT, PUNTA GORDA, FL 33950-8125 |
| Document Number | 0003339733 |
| Map Reference | MB 8 PG 6A-6T |
| Instrument Date | Nov 17, 2023 |
| Instrument | 3339733 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Title Company | ESQUIRE LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,725.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20975 BLACKFOOT ST NW, ANOKA, MN 55303-8892 |
| Name | Verified Name |
|---|---|
| Address | 4 ANCHORAGE LN, OLD SAYBROOK, CT 06475-1401 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 6, 2023 |
| Property Address | 3840 SABA CT, PUNTA GORDA, FL 33950-8125 |
| Document Number | 0003274613 |
| Map Reference | MB 8 PG 6A-6T |
| Instrument Date | Jun 6, 2023 |
| Instrument | 3274613 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $10,955.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20975 BLACKFOOT ST NW, ANOKA, MN 55303-8892 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,546.00 (-16.3%) | $1,055,843 (-10.54%) Land $382,500 Building $673,343 | $1,055,843 (-2.31%) Land $382,500 Building $673,343 |
| 2024 | $20,964.00 (+73.77%) | $1,180,256 (+72.51%) | $1,080,850 (+8.5%) Land $450,000 Building $630,850 |
| 2023 | $12,064.00 (+3.64%) Homeowner's exemption | $684,152 (+3%) | $996,189 (-11%) Land $450,000 Building $546,189 |
| 2022 | $11,640.00 Homeowner's exemption | $664,225 | $1,119,276 Land $377,400 Building $741,876 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 1,331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,225 units insured incl. 894 condo units |
| Nearby Flood Claims | 127 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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