Charlotte County property record for 3839 Saba Ct, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,332 sqft · built 1988 |
| Lot Size | 0.299 acres (13,004 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Aug 2003) |
| Tax Bill | $14,705 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Nov 2019 Sale + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412223178006 |
| Primary APN | 412223178006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,332 sqft Living Area |
| Gross Area | 4,824 sqft |
| 1st Floor Area | 3,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 13,004 sqft (0.299 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 1,077 sqft |
| Driveway | Driveway |
| Driveway Area | 1,138 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 38 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 415 sqft |
| Loading Dock | 210 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00951600002308 |
|---|---|
| Street Address | 3839 SABA CT |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC12 BLK138 LT 8 723/271 765/692 807/1527 969/2076 1079/617 1802/1422 2279/631 4500/1001 4500/1003 CD4511/1618 CD4511/1620 3338633 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 23 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 138 |
| Legal Lot Number | 8 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 10405 |
3839 Saba Ct is owned and occupied by an individual who acquired it in October 2019.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3839 SABA CT, PUNTA GORDA, FL 33950-8125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 1, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 3, 2019 | Correction Deed ATTORNEY ONLY |
| Nov 1, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 23, 2019 | Deed of Trust ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2003 · Amount on File |
| Deed Sale | Aug 1, 2003 · Amount on File |
| Prior Sale | Jun 20, 2000 · Amount on File |
| Deed Book / Page | 2279 / 631 |
| Last Transfer Date | Oct 23, 2019 |
| Transfer Doc | 0045111618 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 15, 2023 |
| Property Address | 3839 SABA CT, PUNTA GORDA, FL 33950-8125 |
| Document Number | 0003338633 |
| Map Reference | MB 8 PG 6A-6T |
| Instrument Date | Jul 1, 2023 |
| Instrument | 3338633 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3839 SABA CT, PUNTA GORDA, FL 33950-8125 |
| Name | Verified Name |
|---|---|
| Address | 3839 SABA CT, PUNTA GORDA, FL 33950-8125 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 1, 2019 |
| Property Address | 3839 SABA CT, PUNTA GORDA, FL 33950-8125 |
| Document Number | 0045001003 |
| Book / Page | 004500 / 001003 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 2756940 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3128 WAUCHEETA TRL MADISON WI 537115952, MADISON, WI 53711-5952 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 3, 2019 |
| Property Address | 3839 SABA CT, PUNTA GORDA, FL 33950-8125 |
| Document Number | 0045111618 |
| Book / Page | 004511 / 001618 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 2765327 |
| Record Updated | Dec 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3128 WAUCHEETA TRL MADISON WI 537115952, MADISON, WI 53711-5952 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 1, 2019 |
| Property Address | 3839 SABA CT, PUNTA GORDA, FL 33950-8125 |
| Document Number | 0045001001 |
| Book / Page | 004500 / 001001 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 2756939 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3128 WAUCHEETA TRL MADISON WI 537115952, MADISON, WI 53711-5952 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 3839 SABA CT, PUNTA GORDA, FL 33950-8125 |
| Document Number | 0045111620 |
| Instrument Date | Oct 23, 2019 |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3128 WAUCHEETA TRL MADISON WI 537115952, MADISON, WI 53711-5952 |
The 2025 property tax bill for 3839 Saba Ct was $14,705, down 17.3% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,705.00 (-17.27%) | $925,899 Land $382,500 Building $543,399 | $925,899 Land $382,500 Building $543,399 |
| 2024 | $17,775.00 (+1.96%) | ||
| 2023 | $17,433.00 (+2.11%) Homeowner's exemption | $999,275 (+1.84%) | $999,085 (+1.82%) Land $450,000 Building $549,085 |
| 2022 | $17,073.00 Homeowner's exemption | $981,248 Land $377,400 Building $603,848 | $981,248 Land $377,400 Building $603,848 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3839 Saba Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,225 units insured incl. 894 condo units |
| Nearby Flood Claims | 127 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3839 Saba Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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