3818 Saba Ct, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 3818 Saba Ct, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,260 sqft · built 1988
Lot Size	0.23 acres (10,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Mar 2019)
Tax Bill	$6,906 (2025)
Deeds & Mortgages	Mar 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`41-22-23-179-003`

Property Details

APN / Parcel Number

Primary APN	`41-22-23-179-003`
Alternative APNs	`0095160-001100-3` `10004695986`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,260 sqft Living Area
Gross Area	2,996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Ceramic Tile
Lot Area	10,052 sqft (0.23 acres)
Garage Type	Finished
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	38 sqft
Porch	Enclosed/Chattahoochee Porch
Porch Area	336 sqft
Loading Dock	105 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004695986
Old Parcel Number	00951600011003
Street Address	3818 SABA CT
City	PUNTA GORDA
State	FL
Zip	33950-8125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 012 0138 0014 PUNTA GORDA ISLES SEC12 BLK138 LT14 557/275 772/996 812/311 880/1097 948/1585 1314/648 4411/
Legal Range	22E
Legal Township	41S
Legal Section	23
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	138
Legal Lot Number	14
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3012
Census Tract	10405

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3818 SABA CT, PUNTA GORDA, FL 33950-8125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	2688190
Deed Book / Page	4411 / 0878
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 1, 2019
Property Address	3818 SABA CT, PUNTA GORDA, FL 33950-8125
Document Number	0044110875
Book / Page	004411 / 000875
Instrument Date	Feb 28, 2019
Instrument	2688190
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS

Transaction

Amount	Amount Recorded
Tax	$2,800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3818 SABA CT PUNTA GORDA FL 339508125, PUNTA GORDA, FL 33950-8125

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,906.00 (-10.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$461,572 (+5.99%)	$685,717 (+0.61%) Land $400,000 Building $285,717
2023	$7,743.00 (+4.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$435,499 (+3%)	$681,567 (+7.41%) Land $400,000 Building $281,567
2022	$7,417.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$422,815	$634,573 Land $294,100 Building $340,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 1,331 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,225 units insured incl. 894 condo units
Nearby Flood Claims	127 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Helene, Sep 2024 · 33 claims Hurricane Ian, Oct 2022 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20