3830 Saba Ct, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 3830 Saba Ct, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,926 sqft · built 2013
Lot Size	0.256 acres (11,168 sqft)
Owner	Company Name on File
Last Sale	$325,000 (Aug 2003)
Tax Bill	$9,480 (2025)
Deeds & Mortgages	Jul 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`412223179005`

Property Details

APN / Parcel Number

Primary APN	`412223179005`
Alternative APNs	`00951600009007` `10004695988`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,926 sqft Living Area
Gross Area	4,096 sqft
1st Floor Area	2,926 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Tile
Lot Area	11,168 sqft (0.256 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	660 sqft
Driveway	Driveway
Driveway Area	996 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	40 sqft
Porch	Raised Porch
Porch Area	510 sqft
Loading Dock	210 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00951600009007
Street Address	3830 SABA CT
City	PUNTA GORDA
State	FL
Zip	33950-8125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC12 BLK138 LT 12 690/625 719/442 2398/332 2528/213 CD4602/788
Legal Range	22E
Legal Township	41S
Legal Section	23
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	138
Legal Lot Number	12
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3012
Census Tract	10405

Owner

Source: Charlotte County records · APN 412223179005

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 510537, PUNTA GORDA, FL 33951-0537
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2003 · Amount on Record
Deed Sale	Aug 29, 2003 · Amount on Record
Deed Book / Page	2298 / 332
Last Transfer Date	Jul 15, 2020
Transfer Doc	0046020788
Record Updated	Jun 08, 2026

July 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 17, 2020
Property Address	3830 SABA CT, PUNTA GORDA, FL 33950-8125
Document Number	0046020788
Book / Page	004602 / 000788
Instrument Date	Jul 15, 2020
Instrument	2831340
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3830 SABA CT PUNTA GORDA FL 339508125, PUNTA GORDA, FL 33950-8125

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,480.00 (-9.45%) Homeowner's exemption Veteran's exemption	$616,474 (+5.99%)	$1,034,941 (+7.26%) Land $340,000 Building $694,941
2024	$10,469.00 (+2.31%)
2023	$10,233.00 (+3.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$581,650 (+3%)	$964,872 (+4.67%) Land $400,000 Building $564,872
2022	$9,849.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$564,709	$921,815 Land $294,100 Building $627,715

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 1,331 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,225 units insured incl. 894 condo units
Nearby Flood Claims	127 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Helene, Sep 2024 · 33 claims Hurricane Ian, Oct 2022 · 17 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
ALTIUS Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 250 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.