3801 Rancho Summit Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 3801 Rancho Summit Dr, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5.5 Baths
Year BuiltBuilt 2020
Square Footage5,182 sqft Living Area
Lot Size1.23 acres
OccupancyOwner Occupied
Last Sale$4,300,000 (2025)
Tax Bill$25,384.00 (2025)

Property Details

APN / Parcel Number

Primary APN264-590-13-00

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Partial Baths1 Partial Baths
Building Area5,182 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area53,579 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3801 RANCHO SUMMIT DR
CityENCINITAS
StateCA
Zip92024-7277
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 13 TR 014032
Legal SubdivisionENCINITAS ESTATES
Legal Tract014032
Legal Block1
Legal Lot Number13
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1019
Census Tract17112

Owner

Source: San Diego County records · APN 264-590-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3801 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
DEPARTMENT OF VETERANS AFFAIRS
May 19, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
PLAZA HOME MORTGAGE INC
Aug 19, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 07, 2025 · Amount on Record
Deed SaleApr 07, 2025 · Amount on Record
Prior SaleAug 19, 2020 · Amount on Record
Deed Doc Number202587983
Record RefreshedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3801 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3801 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277

Mortgage

Document Number0000224759
DateMay 26, 2022
Instrument2022-0224759
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term349 Months
DueJun 01, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3801 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address3801 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277

Mortgage

Document Number0000380928
DateMay 19, 2021
Instrument2021-0380928
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressENCINITAS, CA 92024
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 19, 2020
Property Address3801 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
Document Number0000467639
Map ReferenceMAP 14032
Instrument DateMay 11, 2020
Instrument2020-0467639
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3801 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277

Mortgage

Document Number0000467640
DateAug 19, 2020
Instrument2020-0467640
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateSep 01, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.37%
Index1-Year LIBOR
Max Rate7.37%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$4,386,000 (+91.97%) Land $2,856,000 Building $1,530,000
2025$25,384.00 (+5.9%) Homeowner's exemption$2,284,779 (+4.04%) Land $974,188 Building $1,310,591
2023$23,969.00 (+1.96%) Homeowner's exemption$2,196,060 Land $936,360 Building $1,259,700
2022$23,509.00

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