3840 E Mill St, Unit 8, Hamilton, IN 46742 Property Records

Steuben County property record for 3840 E Mill St, Unit 8, Hamilton, IN 46742

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,428 sqft · built 2002
Lot Size	0.086 acres (3,773 sqft)
Owner	Individual Name on Record
Last Sale	$41,500 (May 2006)
Tax Bill	$1,753 (2025)
Deeds & Mortgages	Aug 2009 Mortgage Mar 2013 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-10-33-410-204.086-010`

Property Details

APN / Parcel Number

Primary APN	`76-10-33-410-204.086-010`
Alternative APNs	`10-33-410-204.086-36` `00001054471`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Units	7 Units
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Asphalt
Lot Area	3,773 sqft (0.086 acres)
Terrain	High
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00001054471
Street Address	3840 E MILL ST, 8
City	HAMILTON
State	IN
Zip	46742-1012
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MILLVIEW CONDOMINIUM UNIT 8 & GARAGE H & 1/9 INTEREST IN COMMON AREA
Legal Subdivision	THE MILL VIEW CONDOMINIUM
Jurisdiction	STEUBEN IN
Township / Civil Division	OTSEGO
Census Block Group	2
Census Block	2011
Census Tract	971600

Owner

Source: Steuben County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 269, HAMILTON, IN 46742-0269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2009	Deed of Trust, Mortgage · Conventional Mortgage TOWER BANK & TRUST CO
Mar 5, 2013	Deed of Trust, Mortgage · Conventional Mortgage TOWER BANK & TRUST CO
May 3, 2006	Warranty Deed, Transfer TOWER BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2006 · Amount on Record
Deed Sale	May 3, 2006 · Amount on Record
Deed Document Number	200650066
Record Updated	Sep 20, 2026

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	3840 E MILL ST UNIT 8, 8, HAMILTON, IN 46742-1012
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009080324
Date	Aug 13, 2009
Instrument	09080324

Lender

Name	TOWER BANK & TRUST CO
Type	Bank
Address	FORT WAYNE, IN 46802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2029

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	3840 E MILL ST UNIT 8, 8, HAMILTON, IN 46742-1012
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013030106
Date	Mar 5, 2013
Instrument	13030106

Lender

Name	TOWER BANK & TRUST CO
Type	Bank
Address	FORT WAYNE, IN 46802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2028

May 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	May 3, 2006
Property Address	3840 E MILL ST UNIT 8, 8, HAMILTON, IN 46742-1012
Document Number	0006050066
Instrument Date	Apr 28, 2006
Instrument	06050066
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	METROPOLITAN TITLE INDIANA L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 269, HAMILTON, IN 46742-0269

Mortgage

Document Number	0006050191
Date	May 3, 2006
Instrument	06050191

Lender

Name	TOWER BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0006050067
Date	May 3, 2006
Instrument	06050067

Lender

Name	TOWER BANK & TRUST CO
Type	Bank
Address	FORT WAYNE, IN 46802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2026

Tax Assessment & Valuation

Source: Steuben County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Steuben County
County Subdivision	Otsego Township
Municipality	Hamilton Town
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,753.00 (-5.14%) Homeowner's exemption	$294,000 (-0.03%) Land $88,400 Building $205,600	$294,000 (-0.03%) Land $88,400 Building $205,600
2024	$1,848.00 (+6.57%) Homeowner's exemption	$294,100 (+7.14%) Land $88,400 Building $205,700	$294,100 (+7.14%) Land $88,400 Building $205,700
2023		$274,500 (+2.54%) Land $88,400 Building $186,100	$274,500 (+2.54%) Land $88,400 Building $186,100
2022	$1,734.00	$267,700 Land $88,400 Building $179,300	$267,700 Land $88,400 Building $179,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON WATER DEPARTMENT serves 2,675 people · EPA ID IN5276023
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Lakeland Internet Fiber · Fixed Wireless	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: MetaLINK Technologies, Verizon, Watch TV.

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