3840 E Mill St, Unit 2, Hamilton, IN 46742 Property Records

Steuben County property record for 3840 E Mill St, Unit 2, Hamilton, IN 46742

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,428 sqft · built 2002
Lot Size	0.068 acres (2,962 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Sep 2012)
Tax Bill	$1,753 (2025)
Deeds & Mortgages	Feb 2012 Line of Credit Sep 2012 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-10-33-410-204.026-010`

Property Details

APN / Parcel Number

Primary APN	`76-10-33-410-204.026-010`
Alternative APNs	`10-33-410-204.026-36` `00001054459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Units	7 Units
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Asphalt
Lot Area	2,962 sqft (0.068 acres)
Terrain	High
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00001054459
Street Address	3840 E MILL ST, 2
City	HAMILTON
State	IN
Zip	46742-1012
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MILL VIEW CONDOMINIUMS UNIT 2 & GARAGE UNIT & 1/9 INT IN COMMON AREA
Legal Subdivision	MILL VIEW CONDOMINIUM
Jurisdiction	STEUBEN IN
Township / Civil Division	OTSEGO
Census Block Group	2
Census Block	2011
Census Tract	971600

Owner

Source: Steuben County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3840 E MILL ST, 2, HAMILTON, IN 46742-1012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2012	Deed of Trust, Mortgage · Line of Credit THE GARRETT STATE BANK 2
Sep 24, 2012	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 15, 2011	Warranty Deed, Transfer · ARM THE GARRETT STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2012 · Amount on Record
Deed Sale	Sep 24, 2012 · Amount on Record
Prior Sale	Sep 10, 2012 · Amount on Record
Deed Document Number	201290568
Record Updated	Sep 20, 2026

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	3840 E MILL ST UNIT 2, 2, HAMILTON, IN 46742-1012
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0012020150
Date	Feb 3, 2012
Instrument	12020150

Lender

Name	THE GARRETT STATE BANK 2
Address	FORT WAYNE, IN 46845

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	Sep 24, 2012
Property Address	3840 E MILL ST UNIT 2, 2, HAMILTON, IN 46742-1012
Document Number	0012090568
Map Reference	DOC02-08-0079
Instrument Date	Sep 10, 2012
Instrument	12090568
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 E MILL ST # 2, 2, HAMILTON, IN 46742-1012

Mortgage

Document Number	0012090569
Date	Sep 24, 2012
Instrument	12090569

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2042

July 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	Jul 15, 2011
Property Address	3840 E MILL ST UNIT 2, 2, HAMILTON, IN 46742-1012
Document Number	0011070456
Instrument Date	Jun 28, 2011
Instrument	11070456
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	RENAISSANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 E MILL ST # 2, 2, HAMILTON, IN 46742-1012

Mortgage

Document Number	0011070457
Date	Jul 15, 2011
Instrument	11070457

Lender

Name	THE GARRETT STATE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Min Rate At Change	4.87%
Index	1-Year T-Bill
Max Rate	11%

Tax Assessment & Valuation

Source: Steuben County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Steuben County
County Subdivision	Otsego Township
Municipality	Hamilton Town
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,753.00 (-5.14%) Homeowner's exemption	$294,000 (-0.03%) Land $88,400 Building $205,600	$294,000 (-0.03%) Land $88,400 Building $205,600
2024	$1,848.00 (+6.57%) Homeowner's exemption	$294,100 (+7.14%) Land $88,400 Building $205,700	$294,100 (+7.14%) Land $88,400 Building $205,700
2023		$274,500 (+2.54%) Land $88,400 Building $186,100	$274,500 (+2.54%) Land $88,400 Building $186,100
2022	$1,734.00	$267,700 Land $88,400 Building $179,300	$267,700 Land $88,400 Building $179,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON WATER DEPARTMENT serves 2,675 people · EPA ID IN5276023
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Lakeland Internet Fiber · Fixed Wireless	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: MetaLINK Technologies, Verizon, Watch TV.

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