38390 Point Breeze Rd, Coltons Point, MD 20626 Property Records

St. Mary's County property record for 38390 Point Breeze Rd, Coltons Point, MD 20626

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,850 sqft · built 2004
Lot Size	0.449 acres (19,567 sqft)
Owner	2 Individual Names on File
Last Sale	$426,600 (May 2019)
Tax Bill	$5,229 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-002203`

Property Details

APN / Parcel Number

Primary APN	`07-002203`
Alternative APNs	`7002203` `002203`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,850 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,567 sqft (0.449 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	002203
Street Address	38390 POINT BREEZE RD
City	COLTONS POINT
State	MD
Zip	20626-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	19,567 SQ FT PLAT 71/32 POINT BLACKISTONE SUBD
Legal Subdivision	POINT BLACKISTONE SUB
Jurisdiction	ST MARY'S MD
Township / Civil Division	7, MILESTOWN
Census Block Group	3
Census Block	3013
Census Tract	875300

Owner

38390 Point Breeze Rd is owned by two individuals who bought it in May 2019.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1104 GRANADA ST, ACCOKEEK, MD 20607-3024
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
May 8, 2019	Deed, Transfer · Conventional Mortgage UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2019 · Amount on File
Deed Sale	May 8, 2019 · Amount on File
Prior Sale	Apr 24, 2002 · Amount on File
Deed Book / Page	5072 / 332
Transfer Doc	0000001108
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	38390 POINT BREEZE RD, COLTONS POINT, MD 20626-2011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053180284
Date	Apr 20, 2020
Book Page	5318/284

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	May 8, 2019
Property Address	38390 POINT BREEZE RD, COLTONS POINT, MD 20626-2011
Document Number	0050720332
Book / Page	5072 / 332
Map Reference	LB JWW 71 FO 32
Instrument Date	May 2, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TRI COUNTY ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,399.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1104 GRANADA ST, ACCOKEEK, MD 20607-3024

Mortgage

Document Number	5072337
Date	May 8, 2019
Instrument	5072/337

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 38390 Point Breeze Rd was $5,229.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,067 (+7.74%)	$546,700 (-) Land $261,500 Building $285,200
2025	$5,229.00	$473,433	$546,700 Land $261,500 Building $285,200
2023	$4,651.00	$419,767	$436,800 Land $207,100 Building $229,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38390 Point Breeze Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	22 (1996–2021)
Claims Outside the SFHA	10 of 22
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38390 Point Breeze Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Point Breeze Rd

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