38344 Point Breeze Rd, Coltons Point, MD 20626 Property Records

St. Mary's County property record for 38344 Point Breeze Rd, Coltons Point, MD 20626

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,253 sqft · built 1945
Lot Size	0.354 acres (15,408 sqft)
Owner	Trust Name on Record
Last Sale	$280,000 (Mar 2019)
Tax Bill	$3,370 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Mar 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-006799`

Property Details

APN / Parcel Number

Primary APN	`07-006799`
Alternative APNs	`7006799` `006799`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,253 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,408 sqft (0.354 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	542 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	352 sqft
Deck Area	247 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	006799
Street Address	38344 POINT BREEZE RD
City	COLTONS POINT
State	MD
Zip	20626-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC
Legal Description	LOT 500-5 POINT BLACKISTONE
Legal Block	5
Legal Lot Number	5,6
Jurisdiction	ST MARY'S MD
Township / Civil Division	7, MILESTOWN
Census Block Group	3
Census Block	3013
Census Tract	875300

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	38380 POINT BREEZE RD, COLTONS POINT, MD 20626-2011
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF THE CHESAPEAKE
Mar 21, 2019	Grant Deed, Transfer ATTORNEY ONLY
Dec 31, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BAILEY SAMUEL M JR TRUST (RT)
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Nov 10, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2019 · Amount on Record
Deed Sale	Mar 21, 2019 · Amount on Record
Prior Sale	Aug 9, 2018 · Amount on Record
Deed Book / Page	5043 / 263
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	38344 POINT BREEZE RD, COLTONS POINT, MD 20626-2011
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38344 POINT BREEZE RD, COLTONS POINT, MD 20626-2011

Mortgage

Document Number	0052400470
Date	Jan 2, 2020
Book Page	5240/470

Lender

Name	COMMUNITY BANK OF THE CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 21, 2019
Property Address	38344 POINT BREEZE RD, COLTONS POINT, MD 20626-2011
Document Number	0050430263
Book / Page	005043 / 000263
Instrument Date	Mar 1, 2019
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	38380 POINT BREEZE RD COLTONS POINT MD 206262011, COLTONS POINT, MD 20626-2011

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST MARY'S MD
Recording Date	Dec 31, 2018
Property Address	38344 POINT BREEZE RD, COLTONS POINT, MD 20626-2011
Document Number	0050040215
Book / Page	005004 / 000215
Instrument Date	Dec 28, 2018
Transaction Type	Construction Loan
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38344 POINT BREEZE RD COLTONS POINT MD 206262011, COLTONS POINT, MD 20626-2011

Mortgage

Document Number	50040215
Date	Dec 31, 2018
Book Page	005004/000215

Lender

Name	BAILEY SAMUEL M JR TRUST (RT)

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 30, 2019

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	38344 POINT BREEZE RD, COLTONS POINT, MD 20626-2011
Document Number	0049690004
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38344 POINT BREEZE RD COLTONS POINT MD 206262011, COLTONS POINT, MD 20626-2011

Mortgage

Document Number	0049690004
Date	Oct 24, 2018
Book Page	004969/000004

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	38344 POINT BREEZE RD, COLTONS POINT, MD 20626-2011
Document Number	0048000381
Book / Page	004800 / 000381
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38344 POINT BREEZE RD COLTONS POINT MD 206262011, COLTONS POINT, MD 20626-2011

Mortgage

Document Number	0048000381
Date	Jan 12, 2018
Book Page	004800/000381

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,400 (+19.74%)	$329,100 (+15.47%) Land $102,200 Building $226,900
2025	$3,370.00 (+13.51%)
2023	$2,969.00	$262,567	$285,000 Land $102,200 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	22 (1996–2021)
Claims Outside the SFHA	10 of 22
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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