St. Mary's County property record for 38384 Point Breeze Rd, Coltons Point, MD 20626 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,399 sqft · built 1928 |
| Lot Size | 0.146 acres (6,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,000 (Feb 2011) |
| Tax Bill | $3,621 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-002130 |
| Primary APN | 07-002130 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,399 sqft Total Area |
| Attic | Attic |
| Attic Area | 400 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,350 sqft (0.146 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 48 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 002130 |
|---|---|
| Street Address | 38384 POINT BREEZE RD |
| City | COLTONS POINT |
| State | MD |
| Zip | 20626-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLOCK 17 PLAT 12/584 COLTONS POINT |
| Legal Subdivision | BLACKISTONE PT |
| Legal Block | 17 |
| Legal Lot Number | 10 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 7, MILESTOWN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 875300 |
Source: St. Mary's County records · APN 07-002130
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38384 POINT BREEZE RD, COLTONS POINT, MD 20626-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2011 · Amount on Record |
| Deed Sale | Feb 15, 2011 · Amount on Record |
| Prior Sale | Mar 03, 2008 · Amount on Record |
| Deed Document Number | 20111571 |
| Deed Book / Page | 3542 / 759 |
| Prior Transfer Date | Feb 27, 2008 |
| Prior Transfer Doc | 0000050104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 38384 POINT BREEZE RD, COLTONS POINT, MD 20626-2011 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 38384 POINT BREEZE RD, COLTONS POINT, MD 20626-2011 |
| Document Number | 0062230354 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 6223/354 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 16, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $407,767 (+8.73%) | $440,500 (-) Land $227,200 Building $213,300 | |
| 2025 | $3,621.00 (+6.56%) Homeowner's exemption | $375,033 (+11.82%) | $440,500 (+28.69%) Land $227,200 Building $213,300 |
| 2023 | $3,398.00 Homeowner's exemption | $335,400 | $342,300 Land $174,700 Building $167,600 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378753003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 48 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 22 (1996–2021) |
| Claims Outside the SFHA | 10 of 22 |
| Most Recent Claim | Oct 2021, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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