38338 Point Breeze Rd, Coltons Point, MD 20626 Property Records

St. Mary's County property record for 38338 Point Breeze Rd, Coltons Point, MD 20626

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,150 sqft · built 1945
Lot Size	0.392 acres (17,071 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Jul 2026)
Tax Bill	$3,089 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-000391`

Property Details

APN / Parcel Number

Primary APN	`07-000391`
Alternative APNs	`7000391` `000391`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,150 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,071 sqft (0.392 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	000391
Street Address	38338 POINT BREEZE RD
City	COLTONS POINT
State	MD
Zip	20626-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC
Legal Description	LOT 500-3 POINT BLACKISTONE
Legal Subdivision	POINT BLACKISTONE
Legal Block	5
Legal Lot Number	3,4
Jurisdiction	ST MARY'S MD
Township / Civil Division	7, MILESTOWN
Census Block Group	3
Census Block	3013
Census Tract	875300

Owner

38338 Point Breeze Rd is owned and occupied by an individual who bought it in July 2026.

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	38338 POINT BREEZE RD, COLTONS POINT, MD 20626-2011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed, Transfer · Conventional Mortgage PRIME LENDING
Oct 18, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
May 21, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 23, 2020	Deed of Trust, Construction Loan · Construction Mortgage LOANDEPOT.COM LLC
Apr 1, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 31, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BAILEY SAMUEL M JR TRUST (RT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Deed Book / Page	6941 / 382
Prior Transfer Date	Oct 12, 2022
Prior Transfer Doc	0062400159
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jul 14, 2026
Property Address	38338 POINT BREEZE RD, COLTONS POINT, MD 20626-2011
Document Number	6941000382
Book / Page	6941 / 382
Instrument Date	Jul 10, 2026
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	BRIDGE TITLE INC, BRIDGE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,905.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38338 POINT BREEZE RD, COLTONS POINT, MD 20626-2011

Mortgage

Document Number	6941000388,
Date	Jul 14, 2026
Book Page	6941/388

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST MARY'S MD
Recording Date	Oct 18, 2022
Property Address	38338 POINT BREEZE RD, COLTONS POINT, MD 20626-2011
Document Number	0062400159
Book / Page	6240 / 159
Map Reference	LB 77 FO 5
Instrument Date	Oct 12, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	38338 POINT BREEZE RD, COLTONS POINT, MD 20626-2011

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	38338 POINT BREEZE RD, COLTONS POINT, MD 20626-2011
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057830455
Date	May 21, 2021
Book Page	5783/455

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Recording Date	Jun 23, 2020
Property Address	38338 POINT BREEZE RD, COLTONS POINT, MD 20626-2011
Document Number	0053770424
Book / Page	005377 / 000424
Instrument Date	Jun 5, 2020
Transaction Type	Construction Loan
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38338 POINT BREEZE RD COLTONS POINT MD 206262011, COLTONS POINT, MD 20626-2011

Mortgage

Document Number	53770424
Date	Jun 23, 2020
Book Page	005377/000424

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	38338 POINT BREEZE RD, COLTONS POINT, MD 20626-2011
Document Number	0050540249
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38338 POINT BREEZE RD COLTONS POINT MD 206262011, COLTONS POINT, MD 20626-2011

Mortgage

Document Number	0050540249
Date	Apr 9, 2019
Book Page	005054/000249

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2049

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST MARY'S MD
Recording Date	Dec 31, 2018
Property Address	38338 POINT BREEZE RD, COLTONS POINT, MD 20626-2011
Document Number	0050040215
Book / Page	005004 / 000215
Instrument Date	Dec 28, 2018
Transaction Type	Construction Loan
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38338 POINT BREEZE RD COLTONS POINT MD 206262011, COLTONS POINT, MD 20626-2011

Mortgage

Document Number	50040215
Date	Dec 31, 2018
Book Page	005004/000215

Lender

Name	BAILEY SAMUEL M JR TRUST (RT)

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 30, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 38338 Point Breeze Rd was $3,089.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,433 (+5.15%)	$301,500 (-) Land $86,700 Building $214,800
2025	$3,089.00	$273,367	$301,500 Land $86,700 Building $214,800
2023	$160.00 Disabled Person's exemption Veteran's exemption	$252,600	$259,300 Land $86,700 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38338 Point Breeze Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	22 (1996–2021)
Claims Outside the SFHA	10 of 22
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38338 Point Breeze Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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