Sumter County property record for 3837 Reader Path, The Villages, FL 32163
| Property Type | Single Family Home |
|---|---|
| Details | 2,345 sqft · built 2021 |
| Lot Size | 0.238 acres (10,355 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Nov 2021) |
| Tax Bill | $10,165 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 311923G31D044 |
| Primary APN | 311923G31D044 |
|---|---|
| Alternative APN |
|
| Building Area | 2,345 sqft Living Area |
|---|---|
| Gross Area | 3,542 sqft |
| 1st Floor Area | 2,345 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Block |
| Lot Area | 10,355 sqft (0.238 acres) |
| Garage Type | Attached |
| Garage Area | 801 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 23 sqft |
| Street Address | 3837 READER PATH |
|---|---|
| City | THE VILLAGES |
| State | FL |
| Zip | 32163-0540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 VILLAGES OF SOUTHERN OAKS UNIT 140 PB 19 PGS 22-22E |
| Legal Range | 23E |
| Legal Township | 19S |
| Legal Section | 31 |
| Legal Subdivision | VILLAGES OF SOUTHERN OAKS |
| Legal Lot Number | 44 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 910300 |
Source: Sumter County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3837 READER PATH, THE VILLAGES, FL 32163-0540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 15, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Deed Document Number | 202163884 |
| Deed Book / Page | 4149 / 254 |
| Last Transfer Date | Mar 20, 2024 |
| Transfer Doc | 0046290790 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Apr 15, 2024 |
| Property Address | 3837 READER PATH, THE VILLAGES, FL 32163-0540 |
| Document Number | 0046290790 |
| Book / Page | 4629 / 790 |
| Map Reference | MB 19 PG 22&22A-22E |
| Instrument Date | Mar 20, 2024 |
| Instrument | 202460014083 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3837 READER PATH, THE VILLAGES, FL 32163-0540 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3837 READER PATH, THE VILLAGES, FL 32163-0540 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Nov 24, 2021 |
| Property Address | 3837 READER PATH, THE VILLAGES, FL 32163-0540 |
| Document Number | 0041490254 |
| Book / Page | 4149 / 254 |
| Map Reference | MB 19 PG 22&22A-22E |
| Instrument Date | Nov 1, 2021 |
| Instrument | 202160063884 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2024 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3619 KIESSEL RD, THE VILLAGES, FL 32163-2909 |
| Name | Verified Name |
|---|---|
| Address | 3837 READER PATH, THE VILLAGES, FL 32163-0540 |
| Document Number | 0004149255 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 4149/255 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Sumter County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,165.00 (+1.3%) Additional exemption filed | $573,220 (+3.59%) | $588,810 (+4.06%) Land $62,130 Building $526,680 |
| 2024 | $10,035.00 (+2.39%) | ||
| 2023 | $9,801.00 (+1.34%) Additional exemption filed | $553,360 (+3%) | $565,850 (+5.32%) Land $41,420 Building $524,430 |
| 2022 | $9,671.00 Homeowner's exemption | $537,250 Land $51,780 Building $485,470 | $537,250 Land $51,780 Building $485,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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