Sumter County property record for 3825 Reader Path, The Villages, FL 32163
| Property Type | Single Family Home |
|---|---|
| Details | 1,922 sqft · built 2021 |
| Lot Size | 0.198 acres (8,634 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $601,600 (Dec 2021) |
| Tax Bill | $9,183 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 311923G31D047 |
| Primary APN | 311923G31D047 |
|---|---|
| Alternative APN |
|
| Building Area | 1,922 sqft Living Area |
|---|---|
| Gross Area | 3,046 sqft |
| 1st Floor Area | 1,922 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Block |
| Lot Area | 8,634 sqft (0.198 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 195 sqft |
| Street Address | 3825 READER PATH |
|---|---|
| City | THE VILLAGES |
| State | FL |
| Zip | 32163-0540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 VILLAGES OF SOUTHERN OAKS UNIT 140 PB 19 PGS 22-22E |
| Legal Range | 23E |
| Legal Township | 19S |
| Legal Section | 31 |
| Legal Subdivision | VILLAGES OF SOUTHERN OAKS |
| Legal Lot Number | 47 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 910300 |
Source: Sumter County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3825 READER PATH, THE VILLAGES, FL 32163-0540 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 1, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK INC |
| Dec 9, 2021 | Warranty Deed, Transfer · Balloon Mortgage CITIZENS FIRST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2021 · Amount on Record |
| Deed Sale | Dec 9, 2021 · Amount on Record |
| Deed Document Number | 202166408 |
| Deed Book / Page | 4159 / 287 |
| Last Transfer Date | Oct 2, 2023 |
| Transfer Doc | 0045670174 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Dec 1, 2023 |
| Property Address | 3825 READER PATH, THE VILLAGES, FL 32163-0540 |
| Document Number | 0045670174 |
| Book / Page | 4567 / 174 |
| Map Reference | MB 19 PG 22&22A-22E |
| Instrument Date | Oct 2, 2023 |
| Instrument | 202360045139 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3825 READER PATH, THE VILLAGES, FL 32163-0540 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3825 READER PATH, THE VILLAGES, FL 32163-0540 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 3825 READER PATH, THE VILLAGES, FL 32163-0540 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3825 READER PATH, THE VILLAGES, FL 32163-0540 |
| Document Number | 0043190197 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 4319/197 |
| Instrument | 202260038456 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Dec 9, 2021 |
| Property Address | 3825 READER PATH, THE VILLAGES, FL 32163-0540 |
| Document Number | 0041590287 |
| Book / Page | 4159 / 287 |
| Map Reference | MB 19 PG 22&22A-22E |
| Instrument Date | Nov 22, 2021 |
| Instrument | 202160066408 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,211.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3619 KIESSEL RD, THE VILLAGES, FL 32163-2909 |
| Name | Verified Name |
|---|---|
| Address | 3825 READER PATH, THE VILLAGES, FL 32163-0540 |
| Document Number | 0004159288 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 4159/288 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 1, 2022 |
Source: Sumter County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,183.00 (+1.23%) Additional exemption filed | $496,840 (+5.99%) | $610,740 (+2.33%) Land $120,880 Building $489,860 |
| 2024 | $9,071.00 (+4.46%) | ||
| 2023 | $8,684.00 (+1.32%) Additional exemption filed | $468,780 (+3%) | $596,820 (+31.13%) Land $120,880 Building $475,940 |
| 2022 | $8,571.00 Homeowner's exemption | $455,130 Land $86,340 Building $368,790 | $455,130 Land $86,340 Building $368,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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