3806 Reader Path, The Villages, FL 32163 Property Records

Sumter County property record for 3806 Reader Path, The Villages, FL 32163

Property Summary

Property TypeSingle Family Home
Details1,941 sqft · built 2021
Lot Size0.22 acres (9,577 sqft)
Owner2 Individual Names on File
Last Sale$664,000 (Nov 2022)
Tax Bill$9,065 (2025)
Deeds & MortgagesNov 2022 Sale
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN311923G31D071

Property Details

APN / Parcel Number

Primary APN311923G31D071
Alternative APN
  • G31D071

Interior

Building Area1,941 sqft Living Area
Gross Area3,134 sqft
1st Floor Area1,941 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBlock
Lot Area9,577 sqft (0.22 acres)
View / LotLake
Garage TypeAttached
Garage Area717 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area309 sqft

Location & Zoning

Street Address3806 READER PATH
CityTHE VILLAGES
StateFL
Zip32163-0540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 71 VILLAGES OF SOUTHERN OAKS UNIT 140 PB 19 PGS 22-22E
Legal Range23E
Legal Township19S
Legal Section31
Legal SubdivisionVILLAGES OF SOUTHERN OAKS
Legal Lot Number71
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2023
Census Tract910300

Owner

3806 Reader Path is owned and occupied by two individuals who bought it in November 2022.

Source: Sumter County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3806 READER PATH, THE VILLAGES, FL 32163-0540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2022Warranty Deed, Transfer
PENINSULA LAND & TITLE
Nov 19, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2022 · Amount on File
Deed SaleNov 8, 2022 · Amount on File
Prior SaleNov 19, 2021 · Amount on File
Deed Document Number202252759
Deed Book / Page4370 / 788
Prior Transfer DateNov 2, 2022
Prior Transfer Doc0043700788
Record UpdatedJun 8, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateNov 8, 2022
Property Address3806 READER PATH, THE VILLAGES, FL 32163-0540
Document Number0043700788
Book / Page4370 / 788
Map ReferenceMB 19 PG 22,22A-22E
Instrument DateNov 2, 2022
Instrument202260052759
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyPENINSULA LAND & TITLE

Transaction

AmountAmount on Record
Tax$4,648.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address224 WESTMINSTER DR NE, ATLANTA, GA 30309-3313

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3806 READER PATH, THE VILLAGES, FL 32163-0540

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateNov 19, 2021
Property Address3806 READER PATH, THE VILLAGES, FL 32163-0540
Document Number0041470117
Book / Page4147 / 117
Map ReferenceMB 19 PG 22&22A-22E
Instrument DateNov 2, 2021
Instrument202160063198
Transaction TypeTransfer
Record UpdatedMar 21, 2023
Title CompanyPENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,820.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3619 KIESSEL RD, THE VILLAGES, FL 32163-2909

Transferred To (Grantee/Buyer)

NameVerified Name
Address3806 READER PATH, THE VILLAGES, FL 32163-0540

Mortgage

Document Number0004147118
DateNov 19, 2021
Instrument4147/118
Lender
NameCITIZENS FIRST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3806 Reader Path was $9,065 with exemptions applied, up 1.2% from the year before.

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,065.00 (+1.24%) Homeowner's exemption Veteran's exemption$492,700$576,320 Land $134,080 Building $442,240
2024$8,954.00 (+4.52%)
2023$8,567.00 (-2.31%) Additional exemption filed$464,880 (+8.48%) Land $38,310 Building $426,570$464,880 (+8.48%) Land $38,310 Building $426,570
2022$8,770.00$428,550 Land $47,890 Building $380,660$428,550 Land $47,890 Building $380,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3806 Reader Path in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3806 Reader Path is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Reader Path

Nearby Streets

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