3796 Reader Path, The Villages, FL 32163 Property Records

Sumter County property record for 3796 Reader Path, The Villages, FL 32163

Property Summary

Property TypeSingle Family Home
Details2,370 sqft · built 2021
Lot Size0.178 acres (7,732 sqft)
OwnerIndividual Name on Record
Last Sale$603,100 (Dec 2021)
Tax Bill$9,624 (2025)
Deeds & MortgagesApr 2022 Transfer
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN311923G31D073

Property Details

APN / Parcel Number

Primary APN311923G31D073
Alternative APN
  • G31D073

Interior

Building Area2,370 sqft Living Area
Gross Area3,712 sqft
1st Floor Area2,370 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBlock
Lot Area7,732 sqft (0.178 acres)
View / LotLake
Garage TypeAttached
Garage Area696 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area17 sqft

Location & Zoning

Street Address3796 READER PATH
CityTHE VILLAGES
StateFL
Zip32163-0540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 73 VILLAGES OF SOUTHERN OAKS UNIT NO 140 PB 19 PGS 22-22E
Legal Range23E
Legal Township19S
Legal Section31
Legal SubdivisionVILLAGES OF SOUTHERN OAKS
Legal Lot Number73
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2023
Census Tract910300

Owner

Source: Sumter County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3796 READER PATH, THE VILLAGES, FL 32163-0540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 22, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2021 · Amount on Record
Deed SaleDec 22, 2021 · Amount on Record
Deed Document Number202168923
Deed Book / Page4168 / 762
Last Transfer DateMar 21, 2022
Transfer Doc0042400093
Record UpdatedJun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUMTER FL
Recording DateApr 6, 2022
Property Address3796 READER PATH, THE VILLAGES, FL 32163-0540
Document Number0042400093
Book / Page4240 / 93
Map ReferenceMB 19 PG 22&22A-22F
Instrument DateMar 21, 2022
Instrument202260017425
Transaction TypeTransfer
Record UpdatedMar 21, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3796 READER PATH, THE VILLAGES, FL 32163-0540

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateDec 22, 2021
Property Address3796 READER PATH, THE VILLAGES, FL 32163-0540
Document Number0041680762
Book / Page4168 / 762
Map ReferenceMB 19 PG 22&22A-22E
Instrument DateDec 6, 2021
Instrument202160068923
Transaction TypeTransfer
Record UpdatedMar 21, 2023
Title CompanyPENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,221.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3619 KIESSEL RD, THE VILLAGES, FL 32163-2909

Transferred To (Grantee/Buyer)

NameVerified Name
Address3796 READER PATH, THE VILLAGES, FL 32163-0540

Mortgage

Document Number0004168763
DateDec 22, 2021
Instrument4168/763
Lender
NameCITIZENS FIRST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,624.00 (+1.28%) Additional exemption filed$536,100 (+2.9%)$722,600 (+0.62%) Land $108,250 Building $614,350
2024$9,502.00 (+4.34%) Additional exemption filed$521,000 (+3%)$718,160 (+8.82%) Land $108,250 Building $609,910
2023$9,107.00 (+0.67%) Additional exemption filed$505,830 (+3%)$659,960 (+15%) Land $108,250 Building $551,710
2022$9,046.00 Homeowner's exemption Widower's exemption$491,100$573,860 Land $77,320 Building $496,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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