Wells County property record for 3835 E 900 N, Ossian, IN 46777
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1960 |
| Lot Size | 3.06 acres (133,294 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,519 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-02-15-400-003.000-008 |
| Primary APN | 90-02-15-400-003.000-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 133,294 sqft (3.06 acres) |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Central |
|---|
| Account Number | 00001561584 |
|---|---|
| Street Address | 3835 E 900 N |
| City | OSSIAN |
| State | IN |
| Zip | 46777-9201 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 15-28-12 3.060A E SE |
| Jurisdiction | WELLS IN |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 40100 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3835 E 900 N, OSSIAN, IN 46777-9201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit THREE RIVERS FEDERAL CREDIT UNION |
| Nov 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Nov 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Aug 13, 2026 |
| Property Address | 3835 E 900 N, OSSIAN, IN 46777-9201 |
| Document Number | 0000002899 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20262899 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3835 E 900 N, OSSIAN, IN 46777-9201 |
| Document Number | 0000002899, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 20262899 |
| Name | THREE RIVERS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 25, 2036 |
| Rate Type | Balloon |
|---|---|
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 3835 E 900 N, OSSIAN, IN 46777-9201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20184349 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 20184349 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 3835 E 900 N, OSSIAN, IN 46777-9201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20194051 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 20194051 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 3835 E 900 N, OSSIAN, IN 46777-9201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20205084 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 20205084 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Jefferson Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,519.00 (+5.63%) Homeowner's exemption | $219,800 (+10.84%) Land $85,900 Building $133,900 | $219,800 (+10.84%) Land $85,900 Building $133,900 |
| 2024 | $1,438.00 (+33.4%) | ||
| 2023 | $198,300 (+22.56%) Land $89,400 Building $108,900 | $198,300 (+22.56%) Land $89,400 Building $108,900 | |
| 2022 | $1,078.00 | $161,800 Land $59,400 Building $102,400 | $161,800 Land $59,400 Building $102,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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