3612 E 900 N, Ossian, IN 46777 Property Records

Wells County property record for 3612 E 900 N, Ossian, IN 46777

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,836 sqft · built 1973
Lot Size	6.38 acres (277,913 sqft)
Owner	Individual Name on File
Last Sale	$198,100 (Dec 2009)
Tax Bill	$1,614 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-02-22-100-004.001-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-22-100-004.001-008`
Alternative APNs	`00005700821` `0040286101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	277,913 sqft (6.38 acres)
Garage Type	Mixed
Garage Area	881 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00005700821
Street Address	3612 E 900 N
City	OSSIAN
State	IN
Zip	46777-9201
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	22-28-12 6.38A NE QTR
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4021
Census Tract	40100

Owner

3612 E 900 N, a rural home, is owned and occupied by an individual who acquired it in February 2021.

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3612 E 900 N, OSSIAN, IN 46777-9201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2009 · Amount on File
Deed Sale	Dec 29, 2009 · Amount on File
Deed Book / Page	148 / 869
Last Transfer Date	Feb 26, 2021
Transfer Doc	0000001004
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Mar 4, 2021
Property Address	3612 E 900 N, OSSIAN, IN 46777-9201
Document Number	0020211004
Instrument Date	Feb 26, 2021
Instrument	20211004
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3612 E 900 N, OSSIAN, IN 46777-9201

Mortgage

Document Number	0020211005
Date	Mar 4, 2021
Instrument	20211005

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3612 E 900 N was $1,614 with a homeowner's exemption, up 11.7% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,614.00 (+11.7%) Homeowner's exemption	$267,700 Land $44,600 Building $223,100	$267,700 Land $44,600 Building $223,100
2024	$1,445.00
2023		$224,100 (+9.1%) Land $43,800 Building $180,300	$224,100 (+9.1%) Land $43,800 Building $180,300
2022	$1,350.00	$205,400 Land $32,400 Building $173,000	$205,400 Land $32,400 Building $173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3612 E 900 N in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3612 E 900 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20