Wells County property record for 3522 E 900 N, Ossian, IN 46777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,488 sqft · built 1960 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Aug 2002) |
| Tax Bill | $1,558 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-02-22-100-005.000-008 |
| Primary APN | 90-02-22-100-005.000-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Basement Area | 1,488 sqft |
| Unfinished Basement | 1,488 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Mixed |
| Garage Area | 1,484 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001558605 |
|---|---|
| Street Address | 3522 E 900 N |
| City | OSSIAN |
| State | IN |
| Zip | 46777-9201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-28-12 1.000A N 264' OF W 165' N E |
| Jurisdiction | WELLS IN |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 40100 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3522 E 900 N, OSSIAN, IN 46777-9201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK |
| Aug 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OSSIAN STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2002 · Amount on Record |
| Deed Sale | Aug 2, 2002 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 3522 E 900 N, OSSIAN, IN 46777-9201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020230231 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 20230231 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 3522 E 900 N, OSSIAN, IN 46777-9201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20192600 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 20192600 |
| Name | OSSIAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 10, 2034 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Jefferson Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,558.00 (+15.49%) Homeowner's exemption | $268,900 (+22.56%) Land $37,000 Building $231,900 | $268,900 (+22.56%) Land $37,000 Building $231,900 |
| 2024 | $1,349.00 (+24.33%) | ||
| 2023 | $219,400 (+11.03%) Land $37,000 Building $182,400 | $219,400 (+11.03%) Land $37,000 Building $182,400 | |
| 2022 | $1,085.00 | $197,600 Land $27,000 Building $170,600 | $197,600 Land $27,000 Building $170,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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