3786 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 3786 Three Chopt Rd, Gum Spring, VA 23065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,004 sqft · built 1980
Lot Size8.3 acres (361,548 sqft)
OwnerIndividual Name on File
Tax Bill$2,795 (2026)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN130001000023A

Property Details

APN / Parcel Number

Primary APN130001000023A
Alternative APNs
  • 13 1 23A
  • 4980

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,004 sqft Living Area
Basement Area3,006 sqft
Finished Basement1,002 sqft
Unfinished Basement2,004 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area361,548 sqft (8.3 acres)
TerrainRolling
Garage TypeMixed
Garage Area886 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Deck Area192 sqft
Patio Area400 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number4980
Street Address3786 THREE CHOPT RD
CityGUM SPRING
StateVA
Zip23065-2147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE E LEAKE 8.3AC DB 142 1 R/S
JurisdictionGOOCHLAND VA
Township / Civil Division1
Census Block Group3
Census Block3007
Census Tract400400

Owner

Source: Goochland County records · APN 130001000023A

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3786 THREE CHOPT RD, GUM SPRING, VA 23065-2147
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Property Address3786 THREE CHOPT RD, GUM SPRING, VA 23065-2147
Transaction TypeMortgage
Record UpdatedNov 14, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190001274
DateMay 07, 2019
Instrument190001274
Lender
NameTHIRD FEDERAL SAVINGS & LOAN ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 12, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Goochland County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyGoochland County
Unified School DistrictGoochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,795.00 (+5.35%)$527,400 (+5.35%) Land $137,600 Building $389,800$527,400 (+5.35%) Land $137,600 Building $389,800
2025$2,653.00 (+18.6%)$500,600 (+7.06%) Land $127,200 Building $373,400$500,600 (+7.06%) Land $127,200 Building $373,400
2023$467,600 Land $112,100 Building $355,500$467,600 Land $112,100 Building $355,500
2021$2,237.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Goochland County (51075C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510754004003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims3 (1985–1996)
Most Recent ClaimSep 1996, river or lake flooding, Hurricane Fran And Associated Severe Storm Cond

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Central Virginia Electric CooperativeFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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