Santa Rosa County property record for 3833 Hwy 178, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,918 sqft · built 1935 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Jul 1982) |
| Tax Bill | $379 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-4N-29-0000-00300-0000 |
| Primary APN | 28-4N-29-0000-00300-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,918 sqft Heated Area |
| Gross Area | 2,971 sqft |
| 1st Floor Area | 1,918 sqft |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 2,090 ft deep x 4,170 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 857 sqft |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 284N290000003000000 |
|---|---|
| Street Address | 3833 HIGHWAY 178 |
| City | JAY |
| State | FL |
| Zip | 32565-7327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | COM NW COR SEC TH S 88* E 398. 37 FT TH S 02* W 32.46 FT TO SLY R/W STATE RD 1 78 TO POB TH CONT S 02* W 208.71 FT TH S 87 * |
| Legal Range | 29W |
| Legal Township | 04N |
| Legal Section | 28 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | ALLENTOWN |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 10200 |
3833 Hwy 178 is owned and occupied by two individuals who bought it in July 1982.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3833 HIGHWAY 178, JAY, FL 32565-7327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1982 · Amount on File |
| Deed Sale | Jul 1, 1982 · Amount on File |
| Deed Document Number | 0000005917 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $379.00 (+2.43%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $69,689 (+3%) | $146,405 (+12.9%) Land $30,000 Building $116,405 |
| 2023 | $370.00 (-4.88%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $67,659 (+3%) | $129,679 (+1.55%) Land $16,000 Building $113,679 |
| 2022 | $389.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $65,688 | $127,694 Land $16,000 Building $111,694 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3833 Hwy 178 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3833 Hwy 178 is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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