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3443 Hwy 178, Jay, FL 32565 Property Records

Santa Rosa County property record for 3443 Hwy 178, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,024 sqft · built 2003
Lot Size4.62 acres (201,247 sqft)
Owner2 Individual Names on Record
Tax Bill$1,626 (2024)
Flood ZoneZone X (minimal risk)
APN29-4N-29-0000-00503-0000

Property Details

APN / Parcel Number

Primary APN29-4N-29-0000-00503-0000
Alternative APN
  • N294290000005030000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,024 sqft Living Area
Gross Area2,976 sqft
1st Floor Area2,024 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area201,247 sqft (4.62 acres)
Garage TypeCarport
Garage Area462 sqft
CarportCarport
Carport Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area490 sqft
Stable1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3443 HIGHWAY 178
CityJAY
StateFL
Zip32565-9375
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCOM AT NW CORN TH S 89*46 12 E 590.89 FT TH S 01*0812 E 50.33 FT TO S R/W OF SPANISH T RAIL RD & POB TH S 89*4714 E ALONG R/W 368.85 FT TH S 01*08 12 E 545.89 FT TH N 89*4714 W 368.85 FT TH N 01*0812 W 545.89 FT TO POB AS DES IN OR OR 1842 PG 1208
Legal Range29W
Legal Township4N
Legal Section29
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group4
Census Block4030
Census Tract10200

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3443 HIGHWAY 178, JAY, FL 32565-9375
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 22, 2003
Transfer Doc0021930385
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$171,459 (+2.9%)$267,961 (+1.48%) Land $62,370 Building $205,591
2024$1,626.00 (+2.07%) Homeowner's exemption$166,627 (+3%)$264,048 (+12.93%) Land $62,370 Building $201,678
2023$1,593.00 (+2.51%) Homeowner's exemption$161,774 (+3%)$233,822 (+0.69%) Land $33,264 Building $200,558
2022$1,554.00 Homeowner's exemption$157,062$232,227 Land $33,264 Building $198,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 178

Nearby Streets

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