4029 Hwy 178, Jay, FL 32565 Property Records

Santa Rosa County property record for 4029 Hwy 178, Jay, FL 32565

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Lot Size	264 acres (11,522,056 sqft)
Owner	Company Name on Record
Last Sale	$1,049,000 (Apr 2022)
Tax Bill	$514 (2022)
Deeds & Mortgages	Apr 2022 Sale Nov 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`28-4N-29-0000-00102-0000`

Property Details

APN / Parcel Number

Primary APN	`28-4N-29-0000-00102-0000`
Alternative APN	`N294280000001020000`

Exterior

Lot Area	11,522,056 sqft (264 acres)
View / Lot	Woodland

Location & Zoning

Street Address	4029 HIGHWAY 178
City	JAY
State	FL
Zip	32565
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATED FOR 2022 COM SW COR SECTION 28 TOWNSHIP 4 NORTH RANGE 29 WEST TH S87?26'37E ALNG S LN 2497.83 FT TO POB TH N02?21'53E 56.59 FT TO ELY LN OR 3480 PG 288 TH N35?59'51E 91.76 FT TH N27?21'07E 261 FT TO W LN E2 OF SAID SEC TH N02?21
Legal Range	29W
Legal Township	4N
Legal Section	28
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	4
Census Block	4030
Census Tract	10200

Owner

Source: Santa Rosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	31 INVERNESS CENTER PKWY, 200, HOOVER, AL 35242-4839
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 12, 2021	Correction Deed ATTORNEY ONLY, ATTORNEY
Sep 8, 2021	Correction Deed ATTORNEY ONLY, ATTORNEY
Dec 22, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
May 8, 2017	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS
Jun 23, 2017	Trustee's Deed, Construction Loan · Line of Credit FARM CREDIT SVCS
Jun 23, 2017	Trustee's Deed, Construction Loan · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Mar 31, 2022 · Amount on Record
Deed Document Number	202219510
Deed Book / Page	4265 / 1732
Prior Transfer Date	Mar 30, 2022
Prior Transfer Doc	0000019263
Record Updated	Jun 8, 2026

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 1, 2022
Property Address	4029 HIGHWAY 178, JAY, FL 32565
Document Number	0042651732
Book / Page	4265 / 1732
Instrument Date	Apr 1, 2022
Instrument	202219510
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$7,343.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 INVERNESS CENTER PARKWAY STE 200, 200, HOOVER, AL 35242-4839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4025 HIGHWAY 178, JAY, FL 32565-7306

November 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 12, 2021
Property Address	4029 HIGHWAY 178, JAY, FL 32565
Document Number	0042061564
Book / Page	4206 / 1564
Instrument Date	Oct 22, 2021
Instrument	202175703
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 INVERNESS CENTER PARKWAY STE 200, 200, HOOVER, AL 35242-4839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 INVERNESS CENTER PKWY STE 200, 200, HOOVER, AL 35242-4839
Investor	Possibly a Property Investor

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 8, 2021
Property Address	4029 HIGHWAY 178, JAY, FL 32565
Document Number	0041741613
Book / Page	4174 / 1613
Instrument Date	Aug 27, 2021
Instrument	202159964
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 INVERNESS CENTER PARKWAY STE 200, 200, HOOVER, AL 35242-4839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 INVERNESS CENTER PKWY STE 200, 200, HOOVER, AL 35242-4839
Investor	Possibly a Property Investor

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 22, 2020
Property Address	HWY 178, JAY, FL 32565
Document Number	0040461890
Book / Page	004046 / 001890
Instrument Date	Dec 15, 2020
Instrument	69580
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$181,367.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31 INVERNESS CENTER PKWY #200 HOOVER AL 352424839, 200, HOOVER, AL 35242-4839
Investor	Possibly a Property Investor

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	HWY 178, JAY, FL 32565
Document Number	0036351957
Book / Page	003635 / 001957
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22701 COUNTY ROAD 320 CLARKTON MO 638378186, CLARKTON, MO 63837-8186

Mortgage

Document Number	0036351957
Date	Jun 23, 2017
Book Page	003635/001957
Instrument	25501

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MARIANNA, FL 32447-7000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 22, 2022

Interest

Rate Type	Adjustable Rate

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 23, 2017
Property Address	HWY 178, JAY, FL 32565
Document Number	0036351946
Book / Page	003635 / 001946
Instrument Date	May 8, 2017
Instrument	25500
Transaction Type	Construction Loan
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22701 COUNTY ROAD 320 CLARKTON MO 638378186, CLARKTON, MO 63837-8186

Mortgage

Document Number	36351946
Date	Jun 23, 2017
Book Page	003635/001946
Instrument	25500

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MARIANNA, FL 32447-7000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 22, 2018

Interest

Rate Type	Adjustable Rate

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 23, 2017
Property Address	HWY 178, JAY, FL 32565
Document Number	0036351968
Book / Page	003635 / 001968
Instrument Date	May 8, 2017
Instrument	25502
Transaction Type	Construction Loan
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22701 COUNTY ROAD 320 CLARKTON MO 638378186, CLARKTON, MO 63837-8186

Mortgage

Document Number	36351968
Date	Jun 23, 2017
Book Page	003635/001968
Instrument	25502

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MARIANNA, FL 32447-7000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 22, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,611 (-)	$793,530 (+87.5%) Land $793,530
2023	Additional exemption filed	$47,611 (+8.07%)	$423,216 (+9.64%) Land $47,611 Building $375,605
2022	$514.00	$44,056 Land $44,056	$386,007

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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