Santa Rosa County property record for 3765 Hwy 178, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,052 sqft · built 1929 |
| Lot Size | 0.688 acres (29,969 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,372 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-4N-29-0000-00200-0000 |
| Primary APN | 29-4N-29-0000-00200-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,052 sqft Living Area |
| Gross Area | 2,052 sqft |
| 1st Floor Area | 1,052 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 29,969 sqft (0.688 acres) |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3765 HIGHWAY 178 |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-9356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | W 150 FT OF E 550 FT OF N 200 FT OF NE4 OF NE4 AS DES IN OR 396 PG 781 & IN OR 3443 PGS 1031 THRU 1049 |
| Legal Range | 29W |
| Legal Township | 4N |
| Legal Section | 29 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | ALLENTOWN |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 10200 |
3765 Hwy 178, a single family home, is owned by two individuals.
Source: Santa Rosa County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2100 MINERAL SPRINGS RD, JAY, FL 32565-9574 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3765 Hwy 178 was $1,372, up 11.2% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,372.00 (+11.18%) | $115,501 (+8.99%) Land $14,250 Building $101,251 | $115,501 (+8.99%) Land $14,250 Building $101,251 |
| 2024 | $1,234.00 (+6.75%) | $105,975 (+8.34%) Land $14,250 Building $91,725 | $105,975 (+8.34%) Land $14,250 Building $91,725 |
| 2023 | $1,156.00 (+5%) | $97,817 (+3.74%) Land $7,125 Building $90,692 | $97,817 (+3.74%) Land $7,125 Building $90,692 |
| 2022 | $1,101.00 | $94,286 | $94,286 Land $7,125 Building $87,161 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3765 Hwy 178 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3765 Hwy 178 is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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