3830 Watterson Rd, Cincinnati, OH 45227 Property Records

Hamilton County property record for 3830 Watterson Rd, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,242 sqft · built 1929
Lot Size	0.112 acres (4,922 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Oct 2022)
Tax Bill	$5,694 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`523-0006-0206-00`

Property Details

APN / Parcel Number

Primary APN	`523-0006-0206-00`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,242 sqft Living Area
1st Floor Area	1,189 sqft
2nd Floor Area	1,053 sqft
Basement Area	1,189 sqft

Exterior

Year Built	Built 1929
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	4,922 sqft (0.112 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3830 WATTERSON RD
City	CINCINNATI
State	OH
Zip	45227-3647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3830 WATTERSON AV 40 X 125 LOT 206 FAIRFAX SUB
Legal Subdivision	FAIRFAX SUB
Legal Lot Number	206
Jurisdiction	HAMILTON OH
Township / Civil Division	FAIRFAX
Census Block Group	1
Census Block	1012
Census Tract	24700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3830 WATTERSON RD, CINCINNATI, OH 45227-3647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Nov 26, 1997
Deed Document Number	0000098793
Deed Book / Page	14776 / 981
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 19, 2022
Property Address	3830 WATTERSON RD, CINCINNATI, OH 45227-3647
Document Number	0000098793
Book / Page	14776 / 981
Map Reference	MB 20 PG 80&81
Instrument Date	Oct 14, 2022
Instrument	2022-0098793
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$651.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3830 WATTERSON RD, CINCINNATI, OH 45227-3647

Mortgage

Document Number	0000098794
Date	Oct 19, 2022
Instrument	2022-0098794

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2062

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Fairfax Village
Unified School District	Mariemont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,694.00 (+2.08%)	$75,950 (+%) Land $20,135 Building $55,815
2024	$5,578.00 (+7.81%)	$75,949 (-) Land $20,135 Building $55,814
2023	$5,174.00 (+51.64%)	$75,949 (+162.58%) Land $20,135 Building $55,814	$217,000 (+162.58%) Land $57,530 Building $159,470
2022	$3,412.00	$28,924 Land $7,896 Building $21,028
2020			$82,640 Land $22,560 Building $60,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	70 (1979–2026)
Claims Outside the SFHA	16 of 70
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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