3827 Watterson Rd, Cincinnati, OH 45227 Property Records

Hamilton County property record for 3827 Watterson Rd, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,097 sqft · built 1928
Lot Size	0.112 acres (4,922 sqft)
Owner	Individual Name on Record
Last Sale	$260,500 (Aug 2023)
Tax Bill	$3,878 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`523-0006-0148-00`

Property Details

APN / Parcel Number

Primary APN	`523-0006-0148-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,097 sqft Living Area
1st Floor Area	622 sqft
2nd Floor Area	475 sqft
Upper Floors Area	475 sqft
Basement Area	594 sqft

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,922 sqft (0.112 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	3827 WATTERSON RD
City	CINCINNATI
State	OH
Zip	45227-3646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WASHINGTON AVE 40 X 125 LOT 148 FAIRFAX SUB
Legal Subdivision	FAIRFAX SUB
Legal Lot Number	148
Jurisdiction	HAMILTON OH
Township / Civil Division	FAIRFAX
Census Block Group	1
Census Block	1011
Census Tract	24700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3827 WATTERSON RD, CINCINNATI, OH 45227-3646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Survivorship Deed, Transfer · Conventional Mortgage CENTERBANK
Apr 20, 2021	Intrafamily Transfer, Transfer
Apr 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Apr 20, 2021
Deed Document Number	0000053763
Deed Book / Page	14970 / 1188
Record Updated	Jun 8, 2026

August 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 2, 2023
Property Address	3827 WATTERSON RD, CINCINNATI, OH 45227-3646
Document Number	0000053763
Book / Page	14970 / 1188
Map Reference	MB 20 PG 80&81
Instrument Date	Jul 21, 2023
Instrument	2023-0053763
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3827 WATTERSON RD, CINCINNATI, OH 45227-3646

Mortgage

Document Number	0000053764
Date	Aug 2, 2023
Instrument	2023-0053764

Lender

Name	CENTERBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Apr 20, 2021
Property Address	3827 WATTERSON RD, CINCINNATI, OH 45227-3646
Document Number	0000049694
Book / Page	14400 / 3652
Map Reference	MB 20 PG 80&81
Instrument Date	Apr 15, 2021
Instrument	2021-0049694
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 PARAGON DR STE 275, 1, MONTVALE, NJ 07645-1751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11176 MAIN ST, CINCINNATI, OH 45241-2672

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Apr 8, 2021
Property Address	3827 WATTERSON RD, CINCINNATI, OH 45227-3646
Document Number	0000044266
Book / Page	14392 / 1944
Map Reference	MB 20 PG 80&81
Instrument Date	Mar 2, 2021
Instrument	2021-0044266
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 SPRING RD STE 700, 2001, OAK BROOK, IL 60523-1890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PARAGON DR STE 275, 275, MONTVALE, NJ 07645-1751
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Fairfax Village
Unified School District	Mariemont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,878.00 (+2.11%)	$51,692 (-) Land $20,136 Building $31,556
2024	$3,798.00 (+4.37%)	$51,692 (-) Land $20,136 Building $31,556
2023	$3,639.00 (+66.77%)	$51,692 (+101.07%) Land $20,136 Building $31,556	$147,690 (+101.08%) Land $57,530 Building $90,160
2022	$2,182.00	$25,708 Land $10,812 Building $14,896
2020			$73,450 Land $30,890 Building $42,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	70 (1979–2026)
Claims Outside the SFHA	16 of 70
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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