3828 Watterson Rd, Cincinnati, OH 45227 Property Records

Hamilton County property record for 3828 Watterson Rd, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 686 sqft · built 1917
Lot Size	0.112 acres (4,922 sqft)
Owner	Individual Name on File
Last Sale	$34,980 (Apr 2016)
Tax Bill	$3,234 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`523-0006-0205-00`

Property Details

APN / Parcel Number

Primary APN	`523-0006-0205-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	686 sqft Living Area
1st Floor Area	686 sqft
Basement Area	686 sqft

Exterior

Year Built	Built 1917
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,922 sqft (0.112 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Porch	Porch
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	3828 WATTERSON RD
City	CINCINNATI
State	OH
Zip	45227-3647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3828 WATTERSON ST 40 X 125 LOT 205 FAIRFAX SUB
Legal Subdivision	FAIRFAX SUB
Legal Lot Number	205
Jurisdiction	HAMILTON OH
Township / Civil Division	FAIRFAX
Census Block Group	1
Census Block	1012
Census Tract	24700

Owner

3828 Watterson Rd is owned and occupied by an individual who acquired it in April 2016.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3828 WATTERSON RD, CINCINNATI, OH 45227-3647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Jun 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2016 · Amount on File
Deed Sale	Apr 12, 2016 · Amount on File
Prior Sale	Mar 18, 1996 · Amount on File
Deed Document Number	0000031995
Deed Book / Page	013145 / 000240
Last Transfer Date	Apr 14, 2016
Transfer Doc	0000031995
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3828 WATTERSON RD, CINCINNATI, OH 45227-3647
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3828 WATTERSON RD, CINCINNATI, OH 45227-3647

Mortgage

Document Number	0000075305
Date	Sep 29, 2025
Book Page	15510/1804
Instrument	2025-0075305

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3828 WATTERSON RD, CINCINNATI, OH 45227-3647
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3828 WATTERSON RD, CINCINNATI, OH 45227-3647

Mortgage

Document Number	0000038469
Date	Jun 7, 2023
Book Page	14932/540
Instrument	2023-0038469

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2033

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3828 WATTERSON RD, CINCINNATI, OH 45227-3647
Document Number	0000000746
Instrument Date	Dec 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3828 WATTERSON RD CINCINNATI OH 452273647, CINCINNATI, OH 45227-3647

Mortgage

Document Number	0000000746
Date	Jan 3, 2020
Book Page	014076/001398
Instrument	746

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jan 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3828 Watterson Rd was $3,234, up 2.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Fairfax Village
Unified School District	Mariemont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,234.00 (+2.18%)	$43,187 (-) Land $20,136 Building $23,051
2024	$3,165.00 (+7.8%)	$43,187 (-) Land $20,136 Building $23,051
2023	$2,936.00 (+52.68%)	$43,187 (+84.39%) Land $20,136 Building $23,051	$123,390 Land $57,530 Building $65,860
2022	$1,923.00 Homeowner's exemption	$23,422 Land $7,028 Building $16,394
2020			$66,920 Land $20,080 Building $46,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3828 Watterson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	70 (1979–2026)
Claims Outside the SFHA	16 of 70
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3828 Watterson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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