Hamilton County property record for 3902 Watterson Rd, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,655 sqft · built 1930 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $274,000 (Nov 2020) |
| Tax Bill | $5,479 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Nov 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 523-0006-0207-00 |
| Primary APN | 523-0006-0207-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,655 sqft Living Area |
| Gross Area | 1,941 sqft |
| 1st Floor Area | 786 sqft |
| Attic | Attic |
| Attic Area | 369 sqft |
| Basement Area | 786 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 286 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,966 sqft (0.114 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 405 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 126 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3902 WATTERSON RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-3501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3902 WATTERSON ST 40 X 125 LOT 207 FAIRFAX SUB |
| Legal Subdivision | FAIRFAX SUB |
| Legal Lot Number | 207 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FAIRFAX |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 24700 |
Source: Hamilton County records · APN 523-0006-0207-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3902 WATTERSON RD, CINCINNATI, OH 45227-3501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 06, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 15, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2020 · Amount on Record |
| Deed Sale | Nov 06, 2020 · Amount on Record |
| Prior Sale | Nov 15, 2019 · Amount on Record |
| Deed Document Number | 2020117042 |
| Deed Book / Page | 14291 / 690 |
| Prior Transfer Date | Sep 13, 2013 |
| Prior Transfer Doc | 0000000020 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3902 WATTERSON RD, CINCINNATI, OH 45227-3501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3902 WATTERSON RD, CINCINNATI, OH 45227-3501 |
| Document Number | 0000099842 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 14779/867 |
| Instrument | 2022-0099842 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 474 Months |
| Due | Apr 20, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 06, 2020 |
| Property Address | 3902 WATTERSON RD, CINCINNATI, OH 45227-3501 |
| Document Number | 0000117042 |
| Book / Page | 014291 / 000690 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 117042 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,096.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3902 WATTERSON RD CINCINNATI OH 452273501, CINCINNATI, OH 45227-3501 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 15, 2019 |
| Property Address | 3902 WATTERSON RD, CINCINNATI, OH 45227-3501 |
| Document Number | 0000100987 |
| Book / Page | 014045 / 001859 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 100987 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | WARDS CORNER RD LOVELAND OH 45140, LOVELAND, OH 45140 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Fairfax Village |
| Unified School District | Mariemont City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,479.00 (+2.2%) | $95,901 (+%) Land $20,136 Building $75,765 | $274,000 (-) Land $57,530 Building $216,470 |
| 2024 | $5,361.00 (+7.78%) | $95,899 (-) Land $20,135 Building $75,764 | |
| 2023 | $4,974.00 (+12.18%) | $95,899 (%) Land $20,135 Building $75,764 | $274,000 (-) Land $57,530 Building $216,470 |
| 2022 | $4,434.00 Homeowner's exemption | $95,901 Land $10,812 Building $85,089 | |
| 2020 | $274,000 Land $30,890 Building $243,110 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 70 (1979–2026) |
| Claims Outside the SFHA | 16 of 70 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 544 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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