Hamilton County property record for 3823 Watterson Rd, Cincinnati, OH 45227 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,324 sqft · built 1935 |
| Lot Size | 0.113 acres (4,922 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,500 (Aug 2018) |
| Tax Bill | $5,804 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2024 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 523-0006-0150-00 |
| Primary APN | 523-0006-0150-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 748 sqft |
| 2nd Floor Area | 576 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 748 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,922 sqft (0.113 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 198 sqft |
| Porch | Open Frame Porch |
| Porch Area | 72 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3823 WATTERSON RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-3646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3823 WATTERSON AV 40 X 125 LOT 150 FAIRFAX SUB |
| Legal Subdivision | FAIRFAX SUB |
| Legal Lot Number | 150 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FAIRFAX |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 24700 |
Source: Hamilton County records · APN 523-0006-0150-00
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3823 WATTERSON RD, CINCINNATI, OH 45227-3646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CREDIT UNION |
| Jan 10, 2024 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU |
| Jun 15, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC |
| May 06, 2020 | Deed of Trust, Mortgage · Conventional with PMI SIBCY CLINE MTG SVCS |
| Aug 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC |
| Jul 19, 2017 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2018 · Amount on Record |
| Deed Sale | Aug 16, 2018 · Amount on Record |
| Prior Sale | Jul 19, 2017 · Amount on Record |
| Deed Document Number | 201872154 |
| Deed Book / Page | 13733 / 107 |
| Last Transfer Date | Jun 03, 2021 |
| Transfer Doc | 0000073380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 11, 2026 |
| Property Address | 3823 WATTERSON RD, CINCINNATI, OH 45227-3646 |
| Document Number | 0000036329 |
| Book / Page | 15663 / 2221 |
| Instrument Date | May 06, 2026 |
| Instrument | 202636329 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3823 WATTERSON RD, CINCINNATI, OH 45227-3646 |
| Document Number | 0000036329, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 15663/2221 |
| Instrument | 202636329 |
| Name | GENERAL ELECTRIC CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 06, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3823 WATTERSON RD, CINCINNATI, OH 45227-3646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3823 WATTERSON RD, CINCINNATI, OH 45227-3646 |
| Document Number | 0000002193 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 15079/922 |
| Instrument | 2024-0002193 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 05, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 15, 2021 |
| Property Address | 3823 WATTERSON RD, CINCINNATI, OH 45227-3646 |
| Document Number | 0000073380 |
| Book / Page | 14439 / 3070 |
| Map Reference | MB 20 PG 80&81 |
| Instrument Date | Jun 03, 2021 |
| Instrument | 2021-0073380 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3823 WATTERSON RD, CINCINNATI, OH 45227-3646 |
| Document Number | 0000073381 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021-0073381 |
| Name | SIBCY CLINE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3823 WATTERSON RD, CINCINNATI, OH 45227-3646 |
| Document Number | 0000044056 |
| Instrument Date | May 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3823 WATTERSON RD CINCINNATI OH 452273646, CINCINNATI, OH 45227-3646 |
| Document Number | 0000044056 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 014165/002808 |
| Instrument | 44056 |
| Name | SIBCY CLINE MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45236 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 16, 2018 |
| Property Address | 3823 WATTERSON RD, CINCINNATI, OH 45227-3646 |
| Document Number | 0000072154 |
| Book / Page | 13733 / 00107 |
| Map Reference | MB 20 PG 80&81 |
| Instrument Date | Aug 08, 2018 |
| Instrument | 2018-0072154 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $517.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3823 WATTERSON RD, CINCINNATI, OH 45227-3646 |
| Document Number | 0000072155 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 2018-0072155 |
| Name | SIBCY CLINE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 19, 2017 |
| Property Address | 3823 WATTERSON RD, CINCINNATI, OH 45227-3646 |
| Document Number | 0000065066 |
| Book / Page | 013462 / 000255 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 65066 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $379.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2730 SECTION RD CINCINNATI OH 452373714, CINCINNATI, OH 45237-3714 |
| Document Number | 65068 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 013462/000259 |
| Instrument | 65068 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2047 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Fairfax Village |
| Unified School District | Mariemont City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,804.00 (+2.18%) | $77,480 (-) Land $20,136 Building $57,344 | $221,370 (-) Land $57,530 Building $163,840 |
| 2024 | $5,680.00 (+7.78%) | $77,480 (-) Land $20,136 Building $57,344 | |
| 2023 | $5,270.00 (+6.36%) | $77,480 (+28.33%) Land $20,136 Building $57,344 | $221,370 (+28.33%) Land $57,530 Building $163,840 |
| 2022 | $4,955.00 Homeowner's exemption | $60,376 Land $10,812 Building $49,564 | |
| 2020 | $172,500 Land $30,890 Building $141,610 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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