Okaloosa County property record for 3831 Indigo Cir, Destin, FL 32541 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 2,138 sqft Living Area |
| Lot Size | 8,079 sqft (0.186 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $415,000 (2018) |
| Tax Bill | $4,619.00 (2025) |
| Primary APN | C56-000-589-8547-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,138 sqft Living Area |
| Gross Area | 3,047 sqft Gross Area |
| 1st Floor | 2,138 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 8,079 sqft (0.186 acres) |
| Garage Type | Attached Garage |
| Garage Area | 552 sqft Garage |
| Patio Area | 49 sqft Patio |
| Porch Area | 308 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 3831 INDIGO CIR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2022 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN TRAIL EST LOT 18 |
| Legal Subdivision | INDIAN TRAIL EST |
| Legal Lot Number | 18 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 23305 |
Source: Okaloosa County records · APN C56-000-589-8547-4
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3831 INDIGO CIR, DESTIN, FL 32541-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 08, 2022 | Deed of Trust, Mortgage · Line of Credit PEOPLES NATIONAL BANK |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2018 · Amount on Record |
| Deed Sale | Aug 21, 2018 · Amount on Record |
| Prior Sale | Jul 02, 2015 · Amount on Record |
| Deed Doc Number | 20183227341 |
| Deed Book / Page | 3364 / 749 |
| Prior Transfer Date | Jan 26, 2011 |
| Prior Transfer Doc | 0030000397 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3831 INDIGO CIR, DESTIN, FL 32541-2022 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | FIRST NATIONAL LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 3831 INDIGO CIR, DESTIN, FL 32541-2022 |
| Document Number | 0036313992 |
|---|---|
| Date | Jul 08, 2022 |
| Book Page | 3631/3992 |
| Instrument | 3563129 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NICEVILLE, FL 32578 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3831 INDIGO CIR, DESTIN, FL 32541-2022 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3831 INDIGO CIR, DESTIN, FL 32541-2022 |
| Document Number | 0035261067 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 3526/1067 |
| Instrument | 3430709 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 21, 2018 |
| Property Address | 3831 INDIGO CIR, DESTIN, FL 32541-2022 |
| Document Number | 0033640749 |
| Book / Page | 003364 / 000749 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 3227341 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Title Company | CHAMPIONSHIP TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3831 INDIGO CIR DESTIN FL 325412022, DESTIN, FL 32541-2022 |
| Document Number | 33640751 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 003364/000751 |
| Instrument | 3227342 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,619.00 (+5.55%) Homeowner's exemption | $429,113 (+5.99%) | $567,282 (+0.86%) Land $124,786 Building $442,496 |
| 2023 | $4,376.00 (+2.41%) Homeowner's exemption | $404,873 (+3%) | $562,465 (+6.7%) Land $113,225 Building $449,240 |
| 2022 | $4,273.00 Homeowner's exemption | $393,081 | $527,127 Land $102,932 Building $424,195 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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