3821 E Monte Cristo Ave, Phoenix, AZ 85032 Property Records

Maricopa County property record for 3821 E Monte Cristo Ave, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,396 sqft · built 1987
Lot Size	0.123 acres (5,398 sqft)
Owner	Individual Name on File
Last Sale	$299,950 (May 2019)
Tax Bill	$1,617 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`214-34-386`

Property Details

APN / Parcel Number

Primary APN	`214-34-386`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft

Exterior

Year Built	Built 1987
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,398 sqft (0.123 acres)
Parking Spaces	2 Parking Spaces
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3821 E MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85032-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	TATUM PARK WEST MCR 296-44
Legal Range	03E
Legal Township	03N
Legal Section	01
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	TATUM PARK WEST LOT 1-93 TR A-D
Legal Lot Number	6
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1016
Census Tract	103303

Owner

3821 E Monte Cristo Ave is owned and occupied by an individual who bought it in May 2019.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3821 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COPPER STATE CU
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 17, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 19, 2019	Warranty Deed, Transfer GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY
Feb 19, 2019	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on File
Deed Sale	May 17, 2019 · Amount on File
Prior Sale	Feb 19, 2019 · Amount on File
Deed Document Number	20190362951
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3821 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3821 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034

Mortgage

Document Number	0000572089
Date	Oct 3, 2025
Instrument	20250572089

Lender

Name	COPPER STATE CU
Type	Credit Union
Address	PHOENIX, AZ 85053

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3821 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3821 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034

Mortgage

Document Number	0001057177
Date	Oct 30, 2020
Instrument	20201057177

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 17, 2019
Property Address	3821 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Document Number	0000362951
Map Reference	MB 296 PG 44
Instrument Date	May 14, 2019
Instrument	20190362951
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3821E E MONTE CRISTO AVE, 3821E, PHOENIX, AZ 85032-4034

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3821 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034

Mortgage

Document Number	0000362952
Date	May 17, 2019
Instrument	20190362952

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 19, 2019
Property Address	3821 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Document Number	0000112776
Instrument Date	Feb 14, 2019
Instrument	112776
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 W CHANDLER BLVD CHANDLER AZ 852257531, CHANDLER, AZ 85225-7531

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 19, 2019
Property Address	3821 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Document Number	0000113015
Instrument Date	Feb 7, 2019
Instrument	113015
Transaction Type	Transfer
Record Updated	Feb 26, 2019

Transaction

Amount	Amount on Record
Tax	$224.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6135 E GOLD DUST AVE PARADISE VALLEY AZ 852531242, PARADISE VALLEY, AZ 85253-1242

Tax Assessment & Valuation

The 2025 property tax bill for 3821 E Monte Cristo Ave was $1,617.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,750	$387,500 Land $77,500 Building $310,000
2025	$1,617.00
2024		$38,500	$385,000 Land $77,000 Building $308,000
2023	$1,540.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3821 E Monte Cristo Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3821 E Monte Cristo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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