3805 E Monte Cristo Ave, Phoenix, AZ 85032 Property Records

Maricopa County property record for 3805 E Monte Cristo Ave, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,703 sqft · built 1987
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on File
Last Sale	$293,200 (Jul 2018)
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`214-34-382`

Property Details

APN / Parcel Number

Primary APN	`214-34-382`
Alternative APN	`214343826`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,703 sqft Living Area
Gross Area	1,919 sqft
1st Floor Area	1,703 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Combination
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,358 sqft (0.123 acres)
Parking Spaces	2 Parking Spaces
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3805 E MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85032-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	TATUM PARK WEST LOT 1-93 TR A-D MCR 296-44
Legal Range	3E
Legal Township	3N
Legal Section	1
Legal Subdivision	TATUM PARK WEST LOT 1-93 TR A-D
Legal Lot Number	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1016
Census Tract	103303

Owner

3805 E Monte Cristo Ave is owned and occupied by an individual who acquired it in May 2021.

Source: Maricopa County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3805 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
May 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jul 5, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2018 · Amount on File
Deed Sale	Jul 5, 2018 · Amount on File
Prior Sale	May 26, 1995 · Amount on File
Deed Document Number	2018511940
Last Transfer Date	May 21, 2021
Transfer Doc	0000598217
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3805 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3805 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034

Mortgage

Document Number	0000616812
Date	Jun 3, 2021
Instrument	20210616812

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 28, 2021
Property Address	3805 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Document Number	0000598217
Map Reference	MB 296 PG 44
Instrument Date	May 21, 2021
Instrument	20210598217
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3805 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034

Mortgage

Document Number	0000598218
Date	May 28, 2021
Instrument	20210598218

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 5, 2018
Property Address	3805 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Document Number	0000511940
Map Reference	DOC1986-249998
Instrument Date	Jun 25, 2018
Instrument	20180511940
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64951 LEONARD CT, 64951, DESERT HOT SPRINGS, CA 92240-1448

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3805 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034

Mortgage

Document Number	0000511941
Date	Jul 5, 2018
Instrument	20180511941

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3805 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Document Number	0000092423
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64951 LEONARD CT DESERT HOT SPRINGS CA 922401448, DESERT HOT SPRINGS, CA 92240-1448

Mortgage

Document Number	0000092423
Date	Feb 7, 2017
Instrument	92423

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3805 E Monte Cristo Ave was $1,829.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,600 (+101.63%)	$426,000 (+4.46%) Land $85,200 Building $340,800
2025	$1,829.00	$21,128 (-49.95%)	$407,800 (-3.39%) Land $81,500 Building $326,300
2024		$42,210	$422,100 Land $84,400 Building $337,700
2023	$1,741.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3805 E Monte Cristo Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3805 E Monte Cristo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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