3837 E Monte Cristo Ave, Phoenix, AZ 85032 Property Records

Maricopa County property record for 3837 E Monte Cristo Ave, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,548 sqft · built 1987
Lot Size	0.132 acres (5,762 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (May 2023)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`214-34-390`

Property Details

APN / Parcel Number

Primary APN	`214-34-390`
Alternative APN	`214343908`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	1,758 sqft
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Combination
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,762 sqft (0.132 acres)
Parking Spaces	2 Parking Spaces
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3837 E MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85032-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	TATUM PARK WEST LOT 1-93 TR A-D MCR 296-44
Legal Range	3E
Legal Township	3N
Legal Section	1
Legal Subdivision	TATUM PARK WEST LOT 1-93 TR A-D
Legal Lot Number	10
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1016
Census Tract	103303

Owner

3837 E Monte Cristo Ave is owned and occupied by an individual who bought it in May 2023.

Source: Maricopa County records, as of November 7, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3837 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · FHA Mortgage V I P MORTGAGE INC
May 30, 2023	Warranty Deed, Transfer · FHA Mortgage V I P MORTGAGE INC
Mar 21, 2023	Beneficiary Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	Oct 30, 1996 · Amount on File
Deed Document Number	2023277202
Prior Transfer Date	Mar 8, 1994
Prior Transfer Doc	0000258610
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3837 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3837 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034

Mortgage

Document Number	0000630890
Date	Oct 31, 2025
Instrument	20250630890

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 30, 2023
Property Address	3837 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Document Number	0000277202
Map Reference	MB 296 PG 44
Instrument Date	May 22, 2023
Instrument	20230277202
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	CHIRCO TITLE AGENCY INC, CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3837 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3837 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034

Mortgage

Document Number	0000277203
Date	May 30, 2023
Instrument	20230277203

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 21, 2023
Property Address	3837 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Document Number	0000142582
Map Reference	MB 296 PG 44
Instrument Date	Mar 15, 2023
Instrument	20230142582
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4202 HOYT AVEA, EVERETT, WA 98203

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 3837 E Monte Cristo Ave was $1,718.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,530 (+102.89%)	$415,300 (+4.61%) Land $83,000 Building $332,300
2025	$1,718.00	$20,469 (-50.2%)	$397,000 (-3.41%) Land $79,400 Building $317,600
2024		$41,100	$411,000 Land $82,200 Building $328,800
2023	$1,687.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3837 E Monte Cristo Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3837 E Monte Cristo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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