3829 E Monte Cristo Ave, Phoenix, AZ 85032 Property Records

Maricopa County property record for 3829 E Monte Cristo Ave, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 1987
Lot Size	0.124 acres (5,403 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jul 2015)
Tax Bill	$1,732 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`214-34-388`

Property Details

APN / Parcel Number

Primary APN	`214-34-388`
Alternative APN	`214343880`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Combination
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,403 sqft (0.124 acres)
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3829 E MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85032-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	TATUM PARK WEST LOT 1-93 TR A-D MCR 296-44
Legal Range	3E
Legal Township	3N
Legal Section	1
Legal Subdivision	TATUM PARK WEST LOT 1-93 TR A-D
Legal Lot Number	8
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1016
Census Tract	103303

Owner

3829 E Monte Cristo Ave is owned and occupied by an individual who bought it in July 2015.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3829 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2015 · Amount on File
Deed Sale	Jul 20, 2015 · Amount on File
Prior Sale	Jul 22, 2011 · Amount on File
Deed Document Number	2015520537
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3829 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3829 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034

Mortgage

Document Number	0000715730
Date	Jun 30, 2021
Instrument	20210715730

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3829 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3829 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034

Mortgage

Document Number	0000422262
Date	Aug 14, 2023
Instrument	20230422262

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3829 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Document Number	0000350629
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	DRIGGS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3829 E MONTE CRISTO AVE PHOENIX AZ 850324034, PHOENIX, AZ 85032-4034

Mortgage

Document Number	0000350629
Date	Apr 24, 2020
Instrument	350629

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3829 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4034
Document Number	0000622224
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3829 E MONTE CRISTO AVE PHOENIX AZ 850324034, PHOENIX, AZ 85032-4034

Mortgage

Document Number	0000622224
Date	Aug 14, 2019
Instrument	622224

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3829 E Monte Cristo Ave was $1,732.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,000 (+102.34%)	$410,000 (+4.57%) Land $82,000 Building $328,000
2025	$1,732.00	$20,263 (-50.1%)	$392,100 (-3.45%) Land $78,400 Building $313,700
2024		$40,610	$406,100 Land $81,200 Building $324,900
2023	$1,670.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3829 E Monte Cristo Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3829 E Monte Cristo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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