3782 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 3782 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,752 sqft · built 2005
Lot Size4.88 acres (212,573 sqft)
Owner2 Individual Names on Record
Last Sale$474,000 (Jun 2021)
Tax Bill$3,164 (2026)
Deeds & MortgagesOct 2019 Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN130001000042

Property Details

APN / Parcel Number

Primary APN130001000042
Alternative APNs
  • 13 1 42
  • 3031

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,752 sqft Living Area
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area212,573 sqft (4.88 acres)
TerrainRolling
Garage Area1,064 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Patio Area558 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number3031
Street Address3782 THREE CHOPT RD
CityGUM SPRING
StateVA
Zip23065-2147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1-AG/GEN
Legal DescriptionW GUM SPRING ON 700 4.88AC LOT 1 #21-3175 PCC 47 R/S
Legal Lot Number1
JurisdictionGOOCHLAND VA
Township / Civil Division1
Census Block Group3
Census Block3033
Census Tract400400

Owner

Source: Goochland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3782 THREE CHOPT RD, GUM SPRING, VA 23065-2147
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jun 15, 2021Warranty Deed, Transfer · Conventional Mortgage
OVM FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2021 · Amount on Record
Deed SaleJun 15, 2021 · Amount on Record
Deed Document Number20213175
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Property Address3782 THREE CHOPT RD, GUM SPRING, VA 23065-2147
Transaction TypeMortgage
Record UpdatedNov 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190003119
DateOct 7, 2019
Instrument190003119
Lender
NameNATIONSTAR MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGOOCHLAND VA
Recording DateJun 15, 2021
Property Address3782 THREE CHOPT RD, GUM SPRING, VA 23065-2147
Document Number0210003175
Instrument DateJun 2, 2021
Instrument210003175
Transaction TypeTransfer
Record UpdatedNov 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3782 THREE CHOPT RD, GUM SPRING, VA 23065-2147

Mortgage

Document Number0210003176
DateJun 15, 2021
Instrument210003176
Lender
NameOVM FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Goochland County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGoochland County
Unified School DistrictGoochland County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,164.00 (+5.43%)$596,900 (+5.4%) Land $106,300 Building $490,600$596,900 (+5.4%) Land $106,300 Building $490,600
2025$3,001.00 (+36.16%)$566,300 (+10.03%) Land $98,300 Building $468,000$566,300 (+10.03%) Land $98,300 Building $468,000
2023$514,700 Land $85,900 Building $428,800$514,700 Land $85,900 Building $428,800
2021$2,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1985–1996)
Most Recent ClaimSep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Three Chopt Rd

Nearby Streets

Search Property Records by Address or Parcel Number